Mortgage lending in Banks County, Georgia
Lenders in Banks County, Georgia reported 928 mortgage applications for 2025, according to the CFPB.
928 mortgage applications and 516 loans originated in 2025; the denial rate was 26.5% of 743 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Banks County, GA.
- 928
- Applications
- 516
- Loans originated
- 26.5%
- Denial rate
- 197 denied of 743 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 928 | 516 |
| 2024 | 712 | 418 |
| 2023 | 753 | 406 |
| 2022 | 861 | 493 |
| 2021 | 1,188 | 743 |
| 2020 | 1,076 | 621 |
| 2019 | 715 | 402 |
| 2018 | 594 | 332 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 44 | 57 |
| United Community Bank | 42 | 56 |
| Rocket Mortgage | 41 | 61 |
| Regions Bank | 23 | 52 |
| Capital City Home Loans, LLC | 20 | 23 |
| 21ST Mortgage | 16 | 43 |
| Primelending | 12 | 13 |
| American Pacific Mortgage Corporation | 12 | 15 |
| Magnolia Bank | 12 | 12 |
| Southstate Bank, National Association | 12 | 19 |
| Fairway Independent Mort Corp | 11 | 19 |
| Pinnacle Bank | 10 | 11 |
| Pennymac Loan Services LLC | 10 | 16 |
| MyGeorgia Credit Union | 9 | 13 |
| Crosscountry Mortgage, LLC | 9 | 13 |
| Lima One Capital, LLC | 7 | 7 |
| LendingOne LLC | 7 | 7 |
| Equity Prime Mortgage LLC | 7 | 8 |
| Homeowners Financial Group, LLC | 7 | 13 |
| Figure Lending LLC | 6 | 9 |
| Navy Federal Credit Union | 6 | 15 |
| Lendage, LLC Dba Achieve Loans | 5 | 5 |
| Mortgage Research Center | 5 | 13 |
| Newrez LLC | 5 | 15 |
| Sente Mortgage, Inc. | 5 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 20 | no rate: base under 50 |
| White | 742 | 25.0% of 600 decided |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 142 | 32.1% of 112 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 67 | 27.3% of 55 decided |
| Not Hispanic or Latino | 721 | 24.4% of 577 decided |
| Joint | 14 | no rate: base under 50 |
| Ethnicity Not Available | 126 | 39.0% of 100 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 346 | 28.9% of 280 decided |
| Female | 148 | 27.4% of 113 decided |
| Joint | 344 | 21.6% of 273 decided |
| Sex Not Available | 90 | 33.8% of 77 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 527 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved