Mortgage lending in Bartow County, Georgia
Lenders in Bartow County, Georgia reported 5,414 mortgage applications for 2025, according to the CFPB.
5,414 mortgage applications and 3,295 loans originated in 2025; the denial rate was 19.7% of 4,315 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area.
- 5,414
- Applications
- 3,295
- Loans originated
- 19.7%
- Denial rate
- 848 denied of 4,315 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,414 | 3,295 |
| 2024 | 5,079 | 3,156 |
| 2023 | 4,606 | 2,680 |
| 2022 | 5,725 | 3,402 |
| 2021 | 8,313 | 5,282 |
| 2020 | 7,491 | 4,836 |
| 2019 | 5,677 | 3,477 |
| 2018 | 4,869 | 2,907 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 252 | 347 |
| United Wholesale Mortgage | 199 | 268 |
| SWBC Mortgage Corporation | 166 | 214 |
| Movement Mortgage, LLC | 152 | 171 |
| Family Savings Credit Union | 124 | 168 |
| BankSouth Mortgage Company LLC | 104 | 117 |
| United Community Bank | 97 | 140 |
| DHI Mortgage Company, LTD. | 90 | 116 |
| loanDepot.com LLC | 84 | 113 |
| Fairway Independent Mort Corp | 81 | 101 |
| Ameris Bank | 71 | 98 |
| Truist Bank | 68 | 123 |
| First Heritage Mortgage, LLC | 65 | 74 |
| Pennymac Loan Services LLC | 63 | 128 |
| Crosscountry Mortgage, LLC | 56 | 90 |
| Everett Financial, Inc. | 56 | 75 |
| Freedom Mortgage Corporation | 48 | 109 |
| Regions Bank | 48 | 83 |
| Nationstar Mortgage | 42 | 58 |
| LGE Community Credit Union | 38 | 49 |
| Renasant Bank | 37 | 47 |
| American Pacific Mortgage Corporation | 35 | 47 |
| Figure Lending LLC | 31 | 56 |
| Navy Federal Credit Union | 31 | 70 |
| Canopy Mortgage, LLC | 31 | 42 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 29 | no rate: base under 50 |
| Asian | 191 | 7.5% of 160 decided |
| Black or African American | 375 | 32.2% of 289 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,773 | 17.7% of 3,054 decided |
| 2 or more minority races | under 10 | |
| Joint | 79 | 14.1% of 64 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 949 | 24.8% of 707 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 425 | 20.8% of 331 decided |
| Not Hispanic or Latino | 3,971 | 18.8% of 3,206 decided |
| Joint | withheld | |
| Ethnicity Not Available | 903 | 22.9% of 680 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,056 | 20.6% of 1,632 decided |
| Female | 1,117 | 23.0% of 901 decided |
| Joint | 1,729 | 14.6% of 1,402 decided |
| Sex Not Available | 512 | 26.1% of 380 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 468 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved