Mortgage lending in Montgomery County, Georgia
Lenders in Montgomery County, Georgia reported 166 mortgage applications for 2025, according to the CFPB.
166 mortgage applications and 80 loans originated in 2025; the denial rate was 28.8% of 125 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Montgomery County, GA.
- 166
- Applications
- 80
- Loans originated
- 28.8%
- Denial rate
- 36 denied of 125 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 166 | 80 |
| 2024 | 146 | 58 |
| 2023 | 181 | 70 |
| 2022 | 228 | 73 |
| 2021 | 292 | 133 |
| 2020 | 220 | 112 |
| 2019 | 194 | 90 |
| 2018 | 158 | 85 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 9 | 15 |
| Towne Mortgage Company | 9 | 11 |
| Colony Bank | 3 | 3 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 8 |
| Geneva Financial LLC | 3 | 3 |
| loanDepot.com LLC | 3 | 3 |
| Premier Mortgage Resources, LLC | 3 | 3 |
| Triad Financial Services, Inc. | 3 | 6 |
| AgSouth Farm Credit | 3 | 6 |
| 21ST Mortgage | 3 | 21 |
| Ameris Bank | 3 | 5 |
| Planet Home Lending, LLC | 2 | 2 |
| Mortgage Research Center | 2 | 6 |
| Union Home Mortgage Corp. | 2 | 2 |
| Truist Bank | 2 | 6 |
| First National Bank of Coffee County | 1 | 1 |
| Planters First Bank | 1 | 1 |
| Sierra Pacific Mortgage Co. Inc | 1 | 2 |
| South Georgia Bank | 1 | 1 |
| Coastal Community Bank | 1 | 2 |
| Southwest Stage Funding LLC | 1 | 3 |
| American Financial Resources LLC | 1 | 1 |
| Presidential Bank, FSB | 1 | 1 |
| The Federal Savings Bank | 1 | 1 |
| New American Funding, LLC. | 1 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 24 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 106 | 27.5% of 80 decided |
| Joint | under 10 | |
| Race Not Available | 29 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 128 | 27.7% of 94 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 28 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 82 | 31.7% of 60 decided |
| Female | 28 | no rate: base under 50 |
| Joint | 42 | no rate: base under 50 |
| Sex Not Available | 14 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1378 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved