Mortgage lending in Twiggs County, Georgia
Lenders in Twiggs County, Georgia reported 233 mortgage applications for 2025, according to the CFPB.
233 mortgage applications and 78 loans originated in 2025; the denial rate was 50.3% of 171 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Macon-Bibb County, GA HUD Metro FMR Area.
- 233
- Applications
- 78
- Loans originated
- 50.3%
- Denial rate
- 86 denied of 171 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 233 | 78 |
| 2024 | 199 | 81 |
| 2023 | 213 | 79 |
| 2022 | 216 | 86 |
| 2021 | 242 | 94 |
| 2020 | 240 | 88 |
| 2019 | 157 | 65 |
| 2018 | 169 | 70 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 9 | 18 |
| Robins Financial Credit Union | 8 | 16 |
| United Wholesale Mortgage | 5 | 8 |
| loanDepot.com LLC | 4 | 5 |
| Mortgage Research Center | 4 | 8 |
| Fairway Independent Mort Corp | 3 | 3 |
| 21ST Mortgage | 3 | 41 |
| Capital City Bank | 2 | 2 |
| Vanderbilt Mortgage and Finance, Inc | 2 | 15 |
| Renasant Bank | 2 | 3 |
| Bank of Dudley | 2 | 2 |
| New American Funding, LLC. | 2 | 8 |
| EMM Loans LLC | 2 | 2 |
| Capital City Home Loans, LLC | 2 | 2 |
| Plaza Home Mortgage, Inc | 2 | 3 |
| Colony Bank | 1 | 1 |
| AmeriHome Mortgage Company, LLC | 1 | 1 |
| Figure Lending LLC | 1 | 1 |
| Peoples Bank | 1 | 1 |
| Sofi Bank, National Association | 1 | 2 |
| Movement Mortgage, LLC | 1 | 1 |
| CMG Mortgage Inc | 1 | 1 |
| Premia Mortgage, LLC | 1 | 1 |
| Atlanta Postal Credit Union | 1 | 1 |
| Freedom Mortgage Corporation | 1 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | 61 | no rate: base under 50 |
| White | 129 | 43.0% of 93 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 38 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 184 | 48.2% of 137 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 35 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 86 | 47.7% of 65 decided |
| Female | 68 | no rate: base under 50 |
| Joint | 62 | no rate: base under 50 |
| Sex Not Available | 17 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1720 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved