Mortgage lending in Jones County, Georgia
Lenders in Jones County, Georgia reported 1,136 mortgage applications for 2025, according to the CFPB.
1,136 mortgage applications and 576 loans originated in 2025; the denial rate was 30.4% of 883 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Macon-Bibb County, GA HUD Metro FMR Area.
- 1,136
- Applications
- 576
- Loans originated
- 30.4%
- Denial rate
- 268 denied of 883 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,136 | 576 |
| 2024 | 954 | 478 |
| 2023 | 1,015 | 518 |
| 2022 | 1,205 | 658 |
| 2021 | 1,601 | 952 |
| 2020 | 1,358 | 814 |
| 2019 | 937 | 561 |
| 2018 | 994 | 563 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Robins Financial Credit Union | 88 | 129 |
| Rocket Mortgage | 60 | 80 |
| United Wholesale Mortgage | 26 | 41 |
| New American Funding, LLC. | 19 | 37 |
| Guild Mortgage Company | 17 | 23 |
| Mortgage Research Center | 13 | 31 |
| Pennymac Loan Services LLC | 13 | 30 |
| Morris Bank | 12 | 33 |
| Planet Home Lending, LLC | 12 | 16 |
| Nationstar Mortgage | 12 | 15 |
| Exchange Bank | 11 | 12 |
| Cadence Bank | 10 | 19 |
| First Colony Mortgage Corporat | 9 | 16 |
| Southeast Mortgage of Georgia, Inc. | 9 | 13 |
| 21ST Mortgage | 9 | 48 |
| Amerisave Mortgage Company | 9 | 22 |
| Crosscountry Mortgage, LLC | 8 | 12 |
| Truist Bank | 8 | 23 |
| Navy Federal Credit Union | 7 | 21 |
| Colony Bank | 6 | 9 |
| Freedom Mortgage Corporation | 6 | 18 |
| First Community Mortgage, Inc. | 6 | 10 |
| Kiavi Funding, Inc. | 5 | 19 |
| EMM Loans LLC | 5 | 6 |
| Newrez LLC | 5 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 11 | no rate: base under 50 |
| Black or African American | 247 | 46.2% of 184 decided |
| White | 634 | 20.6% of 504 decided |
| 2 or more minority races | under 10 | |
| Joint | 18 | no rate: base under 50 |
| Race Not Available | 221 | 40.4% of 166 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 23 | no rate: base under 50 |
| Not Hispanic or Latino | 884 | 27.3% of 695 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 219 | 44.7% of 161 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 377 | 27.2% of 291 decided |
| Female | 295 | 33.2% of 223 decided |
| Joint | 311 | 24.1% of 249 decided |
| Sex Not Available | 153 | 45.8% of 120 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1376 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved