Mortgage lending in Randolph County, Georgia
Lenders in Randolph County, Georgia reported 137 mortgage applications for 2025, according to the CFPB.
137 mortgage applications and 53 loans originated in 2025; the denial rate was 47.8% of 113 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Randolph County, GA.
- 137
- Applications
- 53
- Loans originated
- 47.8%
- Denial rate
- 54 denied of 113 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 137 | 53 |
| 2024 | 118 | 44 |
| 2023 | 137 | 39 |
| 2022 | 146 | 32 |
| 2021 | 183 | 44 |
| 2020 | 148 | 48 |
| 2019 | 138 | 52 |
| 2018 | 133 | 56 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Georgia Community Bank | 8 | 8 |
| Bank of Dawson | 6 | 6 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 17 |
| Renasant Bank | 2 | 3 |
| Mortgage Research Center | 2 | 6 |
| Rocket Mortgage | 2 | 3 |
| Flint Community Bank | 2 | 2 |
| Nationstar Mortgage | 2 | 2 |
| 21ST Mortgage | 2 | 21 |
| First National Bank of Decatur | 1 | 1 |
| Geneva Financial LLC | 1 | 3 |
| Southwest Stage Funding LLC | 1 | 4 |
| Zillow Home Loans, LLC | 1 | 1 |
| Navy Federal Credit Union | 1 | 5 |
| Sofi Bank, National Association | 1 | 1 |
| BPL Mortgage, LLC | 1 | 2 |
| loanDepot.com LLC | 1 | 4 |
| First State Bank of Blakely | 1 | 1 |
| Robins Financial Credit Union | 1 | 1 |
| Newrez LLC | 1 | 4 |
| Five Star Credit Union | 1 | 4 |
| Equity Prime Mortgage LLC | 1 | 1 |
| Angel Oak Mortgage Solutions LLC | 1 | 2 |
| GMFS, LLC | 1 | 1 |
| Spring Eq, LLC | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 71 | 60.0% of 60 decided |
| White | 48 | no rate: base under 50 |
| 2 or more minority races | under 10 | |
| Race Not Available | 16 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 114 | 48.0% of 98 decided |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 50 | no rate: base under 50 |
| Female | 47 | no rate: base under 50 |
| Joint | 29 | no rate: base under 50 |
| Sex Not Available | 11 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2741 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved