Mortgage lending in Rockdale County, Georgia
Lenders in Rockdale County, Georgia reported 5,223 mortgage applications for 2025, according to the CFPB.
5,223 mortgage applications and 2,430 loans originated in 2025; the denial rate was 33.5% of 3,921 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area.
- 5,223
- Applications
- 2,430
- Loans originated
- 33.5%
- Denial rate
- 1,315 denied of 3,921 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,223 | 2,430 |
| 2024 | 4,845 | 2,249 |
| 2023 | 4,588 | 1,966 |
| 2022 | 5,905 | 2,739 |
| 2021 | 8,255 | 4,334 |
| 2020 | 7,026 | 3,680 |
| 2019 | 5,448 | 2,639 |
| 2018 | 4,527 | 2,176 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 215 | 359 |
| United Wholesale Mortgage | 204 | 314 |
| loanDepot.com LLC | 113 | 251 |
| New American Funding, LLC. | 91 | 182 |
| BankSouth Mortgage Company LLC | 83 | 96 |
| Freedom Mortgage Corporation | 74 | 174 |
| Navy Federal Credit Union | 73 | 225 |
| Crosscountry Mortgage, LLC | 49 | 85 |
| Guild Mortgage Company | 48 | 70 |
| Southeast Mortgage of Georgia, Inc. | 47 | 67 |
| Everett Financial, Inc. | 47 | 80 |
| Pennymac Loan Services LLC | 44 | 109 |
| Truist Bank | 43 | 114 |
| Renasant Bank | 42 | 57 |
| Ameris Bank | 38 | 60 |
| Nationstar Mortgage | 35 | 55 |
| Georgia United Credit Union | 35 | 90 |
| Mortgage Research Center | 32 | 95 |
| JPMorgan Chase Bank, NA | 28 | 62 |
| Newrez LLC | 26 | 112 |
| Fairway Independent Mort Corp | 26 | 44 |
| Trailblazer Mortgage L.L.C. | 24 | 26 |
| Bank of America NA | 24 | 89 |
| Movement Mortgage, LLC | 22 | 44 |
| Ocmbc, Inc. | 20 | 32 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 92 | 24.3% of 74 decided |
| Black or African American | 2,865 | 34.8% of 2,152 decided |
| Native Hawaiian or Other Pacific Islander | 21 | no rate: base under 50 |
| White | 841 | 27.0% of 648 decided |
| 2 or more minority races | 32 | no rate: base under 50 |
| Joint | 41 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,315 | 35.8% of 969 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 304 | 31.0% of 239 decided |
| Not Hispanic or Latino | 3,605 | 32.9% of 2,717 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,248 | 35.8% of 913 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,785 | 32.8% of 1,310 decided |
| Female | 1,825 | 33.5% of 1,419 decided |
| Joint | 942 | 29.9% of 703 decided |
| Sex Not Available | 671 | 40.7% of 489 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 531 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved