Mortgage lending in Houston County, Georgia
Lenders in Houston County, Georgia reported 7,990 mortgage applications for 2025, according to the CFPB.
7,990 mortgage applications and 4,753 loans originated in 2025; the denial rate was 19.4% of 6,218 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Warner Robins, GA HUD Metro FMR Area.
- 7,990
- Applications
- 4,753
- Loans originated
- 19.4%
- Denial rate
- 1,206 denied of 6,218 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 7,990 | 4,753 |
| 2024 | 7,448 | 4,509 |
| 2023 | 6,789 | 3,850 |
| 2022 | 9,049 | 5,250 |
| 2021 | 12,275 | 7,826 |
| 2020 | 11,158 | 7,326 |
| 2019 | 7,960 | 5,095 |
| 2018 | 6,648 | 4,247 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Robins Financial Credit Union | 591 | 825 |
| Rocket Mortgage | 400 | 547 |
| Guild Mortgage Company | 293 | 396 |
| United Wholesale Mortgage | 284 | 401 |
| New American Funding, LLC. | 224 | 382 |
| Mortgage Research Center | 201 | 429 |
| Synovus Bank | 169 | 229 |
| Navy Federal Credit Union | 119 | 244 |
| Pennymac Loan Services LLC | 108 | 221 |
| Colony Bank | 102 | 118 |
| Freedom Mortgage Corporation | 91 | 207 |
| Crosscountry Mortgage, LLC | 85 | 121 |
| Sunmark Community Bank | 70 | 77 |
| Fairway Independent Mort Corp | 59 | 83 |
| Lennar Mortgage, LLC | 58 | 85 |
| Canopy Mortgage, LLC | 56 | 81 |
| ALCOVA Mortgage, LLC | 55 | 72 |
| Guaranteed Rate, Inc. | 45 | 75 |
| Inspire Home Loans Inc. | 44 | 67 |
| loanDepot.com LLC | 44 | 91 |
| DHI Mortgage Company, LTD. | 41 | 67 |
| Truist Bank | 41 | 86 |
| Newrez LLC | 38 | 106 |
| Mutual of Omaha Mortgage | 38 | 54 |
| Planet Home Lending, LLC | 36 | 45 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 30 | no rate: base under 50 |
| Asian | 299 | 16.3% of 240 decided |
| Black or African American | 2,123 | 25.7% of 1,581 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 3,653 | 13.8% of 2,908 decided |
| 2 or more minority races | 28 | no rate: base under 50 |
| Joint | 131 | 11.7% of 111 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,703 | 25.0% of 1,317 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 375 | 17.9% of 307 decided |
| Not Hispanic or Latino | 5,813 | 17.5% of 4,530 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,660 | 26.5% of 1,272 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,949 | 19.2% of 2,269 decided |
| Female | 1,975 | 22.1% of 1,504 decided |
| Joint | 2,075 | 13.0% of 1,652 decided |
| Sex Not Available | 991 | 28.1% of 793 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 749 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved