Mortgage lending in Fannin County, Georgia
Lenders in Fannin County, Georgia reported 1,759 mortgage applications for 2025, according to the CFPB.
1,759 mortgage applications and 1,081 loans originated in 2025; the denial rate was 20.5% of 1,414 applications decided. The median loan was about $335,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fannin County, GA.
- 1,759
- Applications
- 1,081
- Loans originated
- 20.5%
- Denial rate
- 290 denied of 1,414 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,759 | 1,081 |
| 2024 | 1,438 | 877 |
| 2023 | 1,446 | 895 |
| 2022 | 2,203 | 1,324 |
| 2021 | 3,183 | 2,111 |
| 2020 | 2,996 | 1,902 |
| 2019 | 1,854 | 1,165 |
| 2018 | 1,694 | 1,085 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Community Bank | 180 | 256 |
| Rocket Mortgage | 91 | 123 |
| United Wholesale Mortgage | 49 | 68 |
| Pennymac Loan Services LLC | 34 | 53 |
| Bank Ozk | 31 | 50 |
| Vanderbilt Mortgage and Finance, Inc | 30 | 61 |
| Crosscountry Mortgage, LLC | 27 | 42 |
| Kind Lending, LLC | 26 | 41 |
| Truist Bank | 25 | 44 |
| Southstate Bank, National Association | 22 | 46 |
| Navy Federal Credit Union | 16 | 28 |
| Newrez LLC | 15 | 37 |
| Plaza Home Mortgage, Inc | 15 | 17 |
| The Loan Store, Inc | 14 | 20 |
| Cornerstone First Mortgage, LLC | 12 | 16 |
| Union Home Mortgage Corp. | 11 | 17 |
| Ameris Bank | 11 | 13 |
| Angel Oak Mortgage Solutions LLC | 10 | 14 |
| Southeast Mortgage of Georgia, Inc. | 10 | 13 |
| Peoples Bank of East Tennessee | 10 | 14 |
| Morgan Stanley Private Bank NA | 9 | 9 |
| Capital City Home Loans, LLC | 9 | 11 |
| Firstbank | 9 | 14 |
| JPMorgan Chase Bank, NA | 9 | 13 |
| Bank of America NA | 9 | 16 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 26 | no rate: base under 50 |
| Black or African American | 11 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,391 | 19.8% of 1,134 decided |
| 2 or more minority races | under 10 | |
| Joint | 28 | no rate: base under 50 |
| Race Not Available | 291 | 25.1% of 223 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 72 | 17.2% of 58 decided |
| Not Hispanic or Latino | 1,350 | 19.8% of 1,104 decided |
| Joint | withheld | |
| Ethnicity Not Available | 304 | 26.4% of 227 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 611 | 18.2% of 489 decided |
| Female | 339 | 26.0% of 265 decided |
| Joint | 664 | 18.8% of 554 decided |
| Sex Not Available | 145 | 26.4% of 106 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 181 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved