Mortgage lending in Lee County, Georgia
Lenders in Lee County, Georgia reported 1,466 mortgage applications for 2025, according to the CFPB.
1,466 mortgage applications and 883 loans originated in 2025; the denial rate was 18.8% of 1,145 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Albany, GA MSA.
- 1,466
- Applications
- 883
- Loans originated
- 18.8%
- Denial rate
- 215 denied of 1,145 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,466 | 883 |
| 2024 | 1,297 | 775 |
| 2023 | 1,189 | 692 |
| 2022 | 1,622 | 960 |
| 2021 | 2,371 | 1,451 |
| 2020 | 1,909 | 1,223 |
| 2019 | 1,473 | 943 |
| 2018 | 1,256 | 795 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 90 | 115 |
| Georgia Community Bank | 83 | 83 |
| Renasant Bank | 59 | 65 |
| Pennymac Loan Services LLC | 48 | 75 |
| Navy Federal Credit Union | 47 | 83 |
| Ameris Bank | 40 | 50 |
| Mortgage Research Center | 36 | 59 |
| Colony Bank | 32 | 44 |
| United Wholesale Mortgage | 32 | 56 |
| Flint Community Bank | 28 | 29 |
| Freedom Mortgage Corporation | 23 | 48 |
| Synovus Bank | 21 | 32 |
| New American Funding, LLC. | 19 | 35 |
| Newrez LLC | 19 | 37 |
| Nationstar Mortgage | 17 | 20 |
| Flagstar Bank NA | 16 | 19 |
| Truist Bank | 14 | 25 |
| loanDepot.com LLC | 12 | 21 |
| First State Bank of Blakely | 12 | 13 |
| Canopy Mortgage, LLC | 10 | 11 |
| Regions Bank | 10 | 28 |
| Village Capital & Investment | 9 | 12 |
| BPL Mortgage, LLC | 8 | 8 |
| Georgia's Own Credit Union | 7 | 31 |
| Lakeview Loan Servicing, LLC | 7 | 20 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 54 | no rate: base under 50 |
| Black or African American | 302 | 29.6% of 223 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 853 | 15.1% of 682 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 229 | 19.7% of 173 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 37 | no rate: base under 50 |
| Not Hispanic or Latino | 1,164 | 18.3% of 924 decided |
| Joint | 21 | no rate: base under 50 |
| Ethnicity Not Available | 244 | 22.2% of 176 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 568 | 18.1% of 447 decided |
| Female | 344 | 20.4% of 264 decided |
| Joint | 403 | 18.6% of 317 decided |
| Sex Not Available | 151 | 17.9% of 117 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1118 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved