Mortgage lending in Gilmer County, Georgia
Lenders in Gilmer County, Georgia reported 1,946 mortgage applications for 2025, according to the CFPB.
1,946 mortgage applications and 1,160 loans originated in 2025; the denial rate was 21.8% of 1,561 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Gilmer County, GA.
- 1,946
- Applications
- 1,160
- Loans originated
- 21.8%
- Denial rate
- 341 denied of 1,561 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,946 | 1,160 |
| 2024 | 1,808 | 1,043 |
| 2023 | 1,716 | 968 |
| 2022 | 2,382 | 1,415 |
| 2021 | 3,268 | 2,076 |
| 2020 | 2,921 | 1,884 |
| 2019 | 2,076 | 1,276 |
| 2018 | 1,787 | 1,056 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Community Bank | 189 | 247 |
| Rocket Mortgage | 99 | 140 |
| United Wholesale Mortgage | 66 | 100 |
| Truist Bank | 33 | 53 |
| Pennymac Loan Services LLC | 27 | 47 |
| Navy Federal Credit Union | 26 | 40 |
| Regions Bank | 21 | 36 |
| Bank Ozk | 20 | 43 |
| Vanderbilt Mortgage and Finance, Inc | 19 | 50 |
| Crosscountry Mortgage, LLC | 19 | 35 |
| Towne Mortgage Company | 18 | 20 |
| Fairway Independent Mort Corp | 15 | 23 |
| Kind Lending, LLC | 15 | 20 |
| First Community Mortgage, Inc. | 14 | 16 |
| Newrez LLC | 12 | 34 |
| Southeast Mortgage of Georgia, Inc. | 12 | 18 |
| Success Mortgage Partners, Inc | 12 | 20 |
| loanDepot.com LLC | 11 | 17 |
| Movement Mortgage, LLC | 11 | 14 |
| Mortgage Research Center | 11 | 21 |
| Everett Financial, Inc. | 11 | 12 |
| Bank of America NA | 11 | 22 |
| Renasant Bank | 10 | 12 |
| Ameris Bank | 10 | 10 |
| Prosperity Home Mortgage, LLC | 9 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 24 | no rate: base under 50 |
| Black or African American | 24 | no rate: base under 50 |
| White | 1,585 | 20.4% of 1,276 decided |
| 2 or more minority races | under 10 | |
| Joint | 16 | no rate: base under 50 |
| Race Not Available | 286 | 27.6% of 225 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 99 | 35.4% of 79 decided |
| Not Hispanic or Latino | 1,521 | 19.8% of 1,220 decided |
| Joint | 32 | no rate: base under 50 |
| Ethnicity Not Available | 294 | 27.9% of 237 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 669 | 24.7% of 531 decided |
| Female | 355 | 24.9% of 269 decided |
| Joint | 765 | 16.5% of 632 decided |
| Sex Not Available | 157 | 30.2% of 129 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 346 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved