Mortgage lending in Chattooga County, Georgia
Lenders in Chattooga County, Georgia reported 833 mortgage applications for 2025, according to the CFPB.
833 mortgage applications and 379 loans originated in 2025; the denial rate was 34.8% of 627 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Chattooga County, GA.
- 833
- Applications
- 379
- Loans originated
- 34.8%
- Denial rate
- 218 denied of 627 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 833 | 379 |
| 2024 | 791 | 425 |
| 2023 | 738 | 369 |
| 2022 | 809 | 427 |
| 2021 | 958 | 521 |
| 2020 | 806 | 473 |
| 2019 | 623 | 359 |
| 2018 | 666 | 340 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Community Bank | 81 | 129 |
| Rocket Mortgage | 35 | 50 |
| Southeast First National Bank | 22 | 22 |
| Union Home Mortgage Corp. | 12 | 22 |
| Bank of Lafayette | 11 | 13 |
| United Wholesale Mortgage | 10 | 17 |
| Truist Bank | 10 | 18 |
| Freedom Mortgage Corporation | 9 | 12 |
| Atlantic Bay Mortgage Group | 9 | 9 |
| Regions Bank | 9 | 33 |
| Everett Financial, Inc. | 8 | 9 |
| Vanderbilt Mortgage and Finance, Inc | 7 | 91 |
| Mortgage Research Center | 6 | 21 |
| Leaderone Financial Corp. | 5 | 9 |
| Planet Home Lending, LLC | 5 | 8 |
| Tennessee Valley Federal C U | 5 | 11 |
| Fairway Independent Mort Corp | 5 | 8 |
| Amerisave Mortgage Company | 5 | 16 |
| Pennymac Loan Services LLC | 5 | 15 |
| Peach State Federal Credit Union | 4 | 10 |
| Triad Financial Services, Inc. | 4 | 15 |
| Movement Mortgage, LLC | 4 | 5 |
| New American Funding, LLC. | 4 | 12 |
| Figure Lending LLC | 3 | 4 |
| Ark-LA-Tex Financial Services LLC | 3 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 48 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 626 | 32.4% of 466 decided |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 136 | 40.0% of 105 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 657 | 32.2% of 497 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 155 | 45.2% of 115 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 294 | 30.2% of 222 decided |
| Female | 217 | 40.8% of 164 decided |
| Joint | 250 | 33.1% of 184 decided |
| Sex Not Available | 72 | 40.4% of 57 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1713 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved