Mortgage lending in Hancock County, Georgia
Lenders in Hancock County, Georgia reported 248 mortgage applications for 2025, according to the CFPB.
248 mortgage applications and 105 loans originated in 2025; the denial rate was 34.8% of 184 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hancock County, GA.
- 248
- Applications
- 105
- Loans originated
- 34.8%
- Denial rate
- 64 denied of 184 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 248 | 105 |
| 2024 | 196 | 92 |
| 2023 | 171 | 69 |
| 2022 | 263 | 124 |
| 2021 | 360 | 190 |
| 2020 | 390 | 216 |
| 2019 | 238 | 118 |
| 2018 | 217 | 118 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 14 | 22 |
| 21ST Mortgage | 9 | 32 |
| Southeast Mortgage of Georgia, Inc. | 5 | 5 |
| Exchange Bank | 4 | 6 |
| Robins Financial Credit Union | 3 | 7 |
| Mortgage Research Center | 3 | 10 |
| Mutual of Omaha Mortgage | 3 | 3 |
| Everett Financial, Inc. | 3 | 6 |
| BankSouth Mortgage Company LLC | 3 | 4 |
| Ameris Bank | 3 | 4 |
| Magnolia State Bank | 2 | 2 |
| Vanderbilt Mortgage and Finance, Inc | 2 | 10 |
| Navy Federal Credit Union | 2 | 3 |
| United Wholesale Mortgage | 2 | 3 |
| Atlanta Postal Credit Union | 2 | 3 |
| Fairway Independent Mort Corp | 2 | 2 |
| US Bank, N.A. | 2 | 2 |
| Citizens Bank, NA | 2 | 2 |
| Pennymac Loan Services LLC | 2 | 4 |
| Pinnacle Bank | 1 | 1 |
| The Loan Store, Inc | 1 | 1 |
| Tomo Mortgage LLC | 1 | 1 |
| Morris Bank | 1 | 2 |
| Nations Lending Corporation | 1 | 1 |
| RoundPoint Mortgage Servicing LLC | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 53 | no rate: base under 50 |
| White | 145 | 23.2% of 108 decided |
| Race Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 186 | 29.6% of 135 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 50 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 104 | 33.8% of 71 decided |
| Female | 55 | no rate: base under 50 |
| Joint | 66 | 15.7% of 51 decided |
| Sex Not Available | 23 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 983 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved