Mortgage lending in Wayne County, Georgia
Lenders in Wayne County, Georgia reported 1,150 mortgage applications for 2025, according to the CFPB.
1,150 mortgage applications and 643 loans originated in 2025; the denial rate was 26.9% of 926 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wayne County, GA.
- 1,150
- Applications
- 643
- Loans originated
- 26.9%
- Denial rate
- 249 denied of 926 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,150 | 643 |
| 2024 | 1,182 | 623 |
| 2023 | 1,093 | 533 |
| 2022 | 1,299 | 676 |
| 2021 | 1,374 | 739 |
| 2020 | 1,312 | 696 |
| 2019 | 1,070 | 544 |
| 2018 | 1,105 | 551 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 84 | 96 |
| Rocket Mortgage | 72 | 94 |
| PrimeSouth Bank | 45 | 54 |
| Interstate Credit Union | 36 | 64 |
| 21ST Mortgage | 27 | 126 |
| Vanderbilt Mortgage and Finance, Inc | 24 | 68 |
| Freedom Mortgage Corporation | 23 | 34 |
| New American Funding, LLC. | 19 | 43 |
| Planet Home Lending, LLC | 17 | 18 |
| Guild Mortgage Company | 17 | 23 |
| Mortgage Research Center | 16 | 38 |
| Renasant Bank | 15 | 20 |
| Pennymac Loan Services LLC | 13 | 21 |
| loanDepot.com LLC | 10 | 14 |
| Glennville Bank | 9 | 9 |
| Towne Mortgage Company | 9 | 10 |
| Fairway Independent Mort Corp | 7 | 9 |
| Amerisave Mortgage Company | 7 | 29 |
| Presidential Bank, FSB | 6 | 6 |
| Premier Mortgage Resources, LLC | 6 | 6 |
| Lakeview Loan Servicing, LLC | 6 | 11 |
| Carrington Mortgage Services LLC | 5 | 12 |
| Lower, LLC | 5 | 6 |
| Truist Bank | 5 | 22 |
| South Georgia Bank | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 147 | 34.9% of 109 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 748 | 24.8% of 609 decided |
| 2 or more minority races | under 10 | |
| Joint | 21 | no rate: base under 50 |
| Race Not Available | 213 | 25.1% of 179 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 50 | no rate: base under 50 |
| Not Hispanic or Latino | 850 | 25.1% of 677 decided |
| Joint | 19 | no rate: base under 50 |
| Ethnicity Not Available | 231 | 27.8% of 198 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 474 | 28.4% of 373 decided |
| Female | 257 | 30.4% of 204 decided |
| Joint | 279 | 24.2% of 227 decided |
| Sex Not Available | 140 | 21.3% of 122 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1240 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved