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Mortgage lending in Cobb County, Georgia

Lenders in Cobb County, Georgia reported 30,914 mortgage applications for 2025, according to the CFPB.

30,914 mortgage applications and 17,372 loans originated in 2025; the denial rate was 22.4% of 23,644 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area.

30,914
Applications
17,372
Loans originated
22.4%
Denial rate
5,290 denied of 23,644 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Cobb County, Georgia, by year
YearApplicationsOriginated
202530,91417,372
202429,17816,383
202328,19415,459
202239,36022,621
202166,69542,346
202068,09342,991
201944,61726,601
201838,48522,084

The largest lenders here

Lenders in Cobb County, Georgia by loans originated, 2025
LenderOriginatedApplications
Rocket Mortgage1,5502,146
United Wholesale Mortgage1,3041,760
Ameris Bank582816
Truist Bank5011,005
Bank of America NA413974
Navy Federal Credit Union407922
Delta Community Credit Union402678
Pennymac Loan Services LLC362719
loanDepot.com LLC296467
Credit Union of Georgia289428
Everett Financial, Inc.271430
LGE Community Credit Union266380
Crosscountry Mortgage, LLC264432
JPMorgan Chase Bank, NA248422
Fairway Independent Mort Corp220326
Nationstar Mortgage211303
Freedom Mortgage Corporation206509
BankSouth Mortgage Company LLC194237
Newrez LLC190544
Regions Bank174408
Movement Mortgage, LLC171256
Georgia's Own Credit Union168389
United Community Bank154218
Figure Lending LLC152291
Kind Lending, LLC152234

Applications by race, ethnicity and sex, 2025

By race, Cobb County, Georgia: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native9533.3% of 78 decided
Asian1,80620.9% of 1,395 decided
Black or African American6,54831.3% of 4,927 decided
Native Hawaiian or Other Pacific Islanderwithheld
White14,94917.0% of 11,802 decided
2 or more minority races12934.7% of 98 decided
Joint62812.1% of 471 decided
Free Form Text Onlyunder 10
Race Not Available6,70727.1% of 4,834 decided
By ethnicity, Cobb County, Georgia: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino2,87124.4% of 2,197 decided
Not Hispanic or Latino21,25421.3% of 16,503 decided
Joint56716.4% of 432 decided
Ethnicity Not Available6,20825.6% of 4,501 decided
Free Form Text Only14no rate: base under 50
By sex, Cobb County, Georgia: applications and denial rate
CategoryApplicationsDenial rate
Male11,08224.8% of 8,430 decided
Female8,21924.6% of 6,338 decided
Joint8,14715.3% of 6,434 decided
Sex Not Available3,46627.0% of 2,442 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved