Mortgage lending in Rabun County, Georgia
Lenders in Rabun County, Georgia reported 732 mortgage applications for 2025, according to the CFPB.
732 mortgage applications and 422 loans originated in 2025; the denial rate was 22.3% of 582 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Rabun County, GA.
- 732
- Applications
- 422
- Loans originated
- 22.3%
- Denial rate
- 130 denied of 582 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 732 | 422 |
| 2024 | 715 | 416 |
| 2023 | 632 | 346 |
| 2022 | 909 | 545 |
| 2021 | 1,441 | 921 |
| 2020 | 1,285 | 825 |
| 2019 | 919 | 543 |
| 2018 | 789 | 486 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Community Bank | 46 | 70 |
| Renasant Bank | 37 | 37 |
| Rocket Mortgage | 29 | 49 |
| Guild Mortgage Company | 20 | 30 |
| Synovus Bank | 18 | 26 |
| Regions Bank | 18 | 44 |
| United Wholesale Mortgage | 17 | 23 |
| Southstate Bank, National Association | 13 | 20 |
| Truist Bank | 9 | 18 |
| Fairway Independent Mort Corp | 8 | 8 |
| Ameris Bank | 8 | 11 |
| Pennymac Loan Services LLC | 8 | 17 |
| Oconee Federal Savings and Loan Association | 7 | 9 |
| Figure Lending LLC | 7 | 10 |
| Sente Mortgage, Inc. | 7 | 8 |
| First American Bank | 7 | 12 |
| Bank of America NA | 6 | 12 |
| Guaranteed Rate, Inc. | 5 | 11 |
| JPMorgan Chase Bank, NA | 4 | 6 |
| The Loan Store, Inc | 3 | 4 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 13 |
| Navy Federal Credit Union | 3 | 10 |
| Movement Mortgage, LLC | 3 | 3 |
| Mortgage Research Center | 3 | 8 |
| American Pacific Mortgage Corporation | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 585 | 21.2% of 467 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 131 | 26.0% of 100 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 577 | 22.3% of 463 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 124 | 24.7% of 97 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 261 | 21.6% of 204 decided |
| Female | 136 | 29.2% of 113 decided |
| Joint | 254 | 19.8% of 202 decided |
| Sex Not Available | 81 | 20.6% of 63 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 410 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved