Mortgage lending in Muscogee County, Georgia
Lenders in Muscogee County, Georgia reported 6,686 mortgage applications for 2025, according to the CFPB.
6,686 mortgage applications and 3,529 loans originated in 2025; the denial rate was 22.3% of 4,872 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Columbus, GA-AL HUD Metro FMR Area.
- 6,686
- Applications
- 3,529
- Loans originated
- 22.3%
- Denial rate
- 1,088 denied of 4,872 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,686 | 3,529 |
| 2024 | 5,839 | 3,198 |
| 2023 | 5,263 | 2,795 |
| 2022 | 7,013 | 3,685 |
| 2021 | 10,310 | 6,036 |
| 2020 | 8,766 | 5,320 |
| 2019 | 6,324 | 3,643 |
| 2018 | 5,440 | 2,979 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Synovus Bank | 303 | 430 |
| United Wholesale Mortgage | 250 | 360 |
| Rocket Mortgage | 243 | 359 |
| Canopy Mortgage, LLC | 191 | 265 |
| Mortgage Research Center | 159 | 319 |
| CMG Mortgage Inc | 140 | 187 |
| Kiavi Funding, Inc. | 107 | 229 |
| Freedom Mortgage Corporation | 104 | 236 |
| Navy Federal Credit Union | 103 | 297 |
| Ark-LA-Tex Financial Services LLC | 94 | 118 |
| Crosscountry Mortgage, LLC | 88 | 147 |
| Guild Mortgage Company | 83 | 112 |
| Fairway Independent Mort Corp | 83 | 123 |
| Pennymac Loan Services LLC | 62 | 151 |
| Vanderbilt Mortgage and Finance, Inc | 53 | 83 |
| Firstbank | 53 | 65 |
| Truist Bank | 42 | 112 |
| loanDepot.com LLC | 38 | 85 |
| American Pacific Mortgage Corporation | 34 | 60 |
| Guaranteed Rate, Inc. | 34 | 58 |
| Kinetic Credit Union | 33 | 70 |
| New Day Financial, LLC. | 33 | 147 |
| Newrez LLC | 31 | 123 |
| New American Funding, LLC. | 30 | 139 |
| Interlinc Mortgage Services, LLC | 29 | 42 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 29 | no rate: base under 50 |
| Asian | 234 | 18.4% of 179 decided |
| Black or African American | 1,899 | 31.4% of 1,365 decided |
| Native Hawaiian or Other Pacific Islander | 15 | no rate: base under 50 |
| White | 2,509 | 17.3% of 1,920 decided |
| 2 or more minority races | 27 | no rate: base under 50 |
| Joint | 105 | 13.6% of 81 decided |
| Race Not Available | 1,868 | 20.4% of 1,267 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 378 | 23.9% of 272 decided |
| Not Hispanic or Latino | 4,421 | 22.5% of 3,321 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,772 | 21.4% of 1,200 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,626 | 23.1% of 1,919 decided |
| Female | 1,559 | 28.7% of 1,158 decided |
| Joint | 1,271 | 16.2% of 971 decided |
| Sex Not Available | 1,230 | 18.9% of 824 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1238 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved