Mortgage lending in Atkinson County, Georgia
Lenders in Atkinson County, Georgia reported 154 mortgage applications for 2025, according to the CFPB.
154 mortgage applications and 52 loans originated in 2025; the denial rate was 47.8% of 115 applications decided. The median loan was about $120,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Atkinson County, GA.
- 154
- Applications
- 52
- Loans originated
- 47.8%
- Denial rate
- 55 denied of 115 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 154 | 52 |
| 2024 | 121 | 44 |
| 2023 | 102 | 35 |
| 2022 | 105 | 35 |
| 2021 | 164 | 72 |
| 2020 | 143 | 49 |
| 2019 | 135 | 53 |
| 2018 | 117 | 29 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 8 | 46 |
| Guardian Bank | 7 | 11 |
| Union Home Mortgage Corp. | 4 | 7 |
| First National Bank of Coffee County | 3 | 3 |
| Vanderbilt Mortgage and Finance, Inc | 2 | 13 |
| Renasant Bank | 2 | 3 |
| Navy Federal Credit Union | 2 | 2 |
| Farmers and Merchants Bank | 2 | 3 |
| Towne Mortgage Company | 2 | 2 |
| Ameris Bank | 2 | 5 |
| Pineland Bank | 1 | 1 |
| HomeBridge Financial Services, Inc | 1 | 1 |
| Southwest Stage Funding LLC | 1 | 3 |
| Countryplace Mortgage, LTD. | 1 | 1 |
| Mortgage Research Center | 1 | 4 |
| Tammac Holdings Corporation | 1 | 3 |
| Rocket Mortgage | 1 | 2 |
| United Wholesale Mortgage | 1 | 1 |
| Equity Prime Mortgage LLC | 1 | 1 |
| Nationstar Mortgage | 1 | 1 |
| Firstbank | 1 | 3 |
| Lower, LLC | 1 | 2 |
| Southeast Mortgage of Georgia, Inc. | 1 | 1 |
| New Day Financial, LLC. | 1 | 1 |
| Village Capital & Investment | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | 32 | no rate: base under 50 |
| White | 95 | 36.6% of 71 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 20 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 111 | 40.5% of 84 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 26 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 67 | 48.1% of 52 decided |
| Female | withheld | |
| Joint | 54 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2478 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved