Mortgage lending in Toombs County, Georgia
Lenders in Toombs County, Georgia reported 549 mortgage applications for 2025, according to the CFPB.
549 mortgage applications and 236 loans originated in 2025; the denial rate was 38.6% of 412 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Toombs County, GA.
- 549
- Applications
- 236
- Loans originated
- 38.6%
- Denial rate
- 159 denied of 412 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 549 | 236 |
| 2024 | 513 | 224 |
| 2023 | 482 | 196 |
| 2022 | 670 | 289 |
| 2021 | 874 | 464 |
| 2020 | 771 | 373 |
| 2019 | 568 | 253 |
| 2018 | 603 | 250 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 42 | 64 |
| 21ST Mortgage | 15 | 105 |
| Premier Mortgage Resources, LLC | 13 | 15 |
| Ameris Bank | 11 | 20 |
| Mortgage Research Center | 9 | 13 |
| United Wholesale Mortgage | 8 | 11 |
| Towne Mortgage Company | 8 | 9 |
| BoxCar Mortgage, LLC | 7 | 8 |
| Planet Home Lending, LLC | 6 | 7 |
| loanDepot.com LLC | 6 | 14 |
| Glennville Bank | 5 | 6 |
| Freedom Mortgage Corporation | 5 | 9 |
| Truist Bank | 5 | 13 |
| Navy Federal Credit Union | 4 | 11 |
| Colony Bank | 3 | 4 |
| South Georgia Bank | 3 | 3 |
| CSL Financial, LLC | 3 | 3 |
| Renasant Bank | 3 | 3 |
| The Federal Savings Bank | 3 | 4 |
| Nationwide Mortgage Bankers, Inc. | 3 | 3 |
| Mortgage Solutions of Colorado | 3 | 3 |
| Guaranteed Rate, Inc. | 3 | 3 |
| Oconee State Bank | 2 | 3 |
| Sierra Pacific Mortgage Co. Inc | 2 | 3 |
| Primary Residential Mortgage, INC. | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | 110 | 55.3% of 85 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 317 | 34.0% of 247 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 107 | 33.8% of 71 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 409 | 38.4% of 320 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 97 | 37.5% of 64 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 214 | 38.6% of 158 decided |
| Female | 124 | 49.0% of 100 decided |
| Joint | 153 | 31.9% of 113 decided |
| Sex Not Available | 58 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1545 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved