Mortgage lending in Clinch County, Georgia
Lenders in Clinch County, Georgia reported 184 mortgage applications for 2025, according to the CFPB.
184 mortgage applications and 91 loans originated in 2025; the denial rate was 32.7% of 147 applications decided. The median loan was about $65,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Clinch County, GA.
- 184
- Applications
- 91
- Loans originated
- 32.7%
- Denial rate
- 48 denied of 147 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 184 | 91 |
| 2024 | 141 | 69 |
| 2023 | 139 | 62 |
| 2022 | 175 | 100 |
| 2021 | 257 | 123 |
| 2020 | 223 | 102 |
| 2019 | 174 | 88 |
| 2018 | 191 | 94 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Farmers and Merchants Bank | 49 | 50 |
| Rocket Mortgage | 10 | 14 |
| 21ST Mortgage | 7 | 28 |
| Ameris Bank | 3 | 5 |
| Southeastern Credit Union | 2 | 2 |
| AgSouth Farm Credit | 2 | 2 |
| Towne Mortgage Company | 2 | 2 |
| NBKC Bank | 1 | 1 |
| Southwest Stage Funding LLC | 1 | 2 |
| Renasant Bank | 1 | 1 |
| Land Home Financial Services, | 1 | 2 |
| The Federal Savings Bank | 1 | 1 |
| PrimeSouth Bank | 1 | 1 |
| Grow Financial Federal Credit Union | 1 | 1 |
| United Wholesale Mortgage | 1 | 1 |
| Freedom Mortgage Corporation | 1 | 1 |
| NFM, Inc | 1 | 1 |
| Fairway Independent Mort Corp | 1 | 3 |
| Kind Lending, LLC | 1 | 1 |
| New Day Financial, LLC. | 1 | 4 |
| Cardinal Financial Company, Li | 1 | 1 |
| United Community Bank | 1 | 1 |
| Discover Bank | 1 | 2 |
| AdvantageFirst Lending Inc | 0 | 1 |
| Figure Lending LLC | 0 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 28 | no rate: base under 50 |
| White | 129 | 27.6% of 105 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 19 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 143 | 28.1% of 114 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 33 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 56 | no rate: base under 50 |
| Female | 46 | no rate: base under 50 |
| Joint | 67 | 33.3% of 54 decided |
| Sex Not Available | 15 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2820 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved