Mortgage lending in Seminole County, Georgia
Lenders in Seminole County, Georgia reported 252 mortgage applications for 2025, according to the CFPB.
252 mortgage applications and 152 loans originated in 2025; the denial rate was 23.2% of 211 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Seminole County, GA.
- 252
- Applications
- 152
- Loans originated
- 23.2%
- Denial rate
- 49 denied of 211 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 252 | 152 |
| 2024 | 293 | 159 |
| 2023 | 315 | 155 |
| 2022 | 287 | 144 |
| 2021 | 378 | 189 |
| 2020 | 278 | 165 |
| 2019 | 264 | 143 |
| 2018 | 206 | 106 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Port City Bank | 26 | 26 |
| First State Bank of Blakely | 21 | 21 |
| Rocket Mortgage | 15 | 20 |
| Georgia Community Bank | 15 | 15 |
| Mortgage Research Center | 7 | 9 |
| United Wholesale Mortgage | 5 | 5 |
| Towne Mortgage Company | 5 | 6 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 12 |
| American Pacific Mortgage Corporation | 4 | 5 |
| 21ST Mortgage | 4 | 24 |
| Amerisave Mortgage Company | 3 | 7 |
| Renasant Bank | 2 | 2 |
| Movement Mortgage, LLC | 2 | 2 |
| Capital City Home Loans, LLC | 2 | 3 |
| Peoplessouth Bank | 2 | 5 |
| Ameris Bank | 2 | 2 |
| Colony Bank | 1 | 1 |
| First National Bank of Decatur | 1 | 1 |
| Nations Lending Corporation | 1 | 1 |
| CSL Financial, LLC | 1 | 1 |
| Coastal Community Bank | 1 | 2 |
| Planet Home Lending, LLC | 1 | 2 |
| Georgia's Own Credit Union | 1 | 1 |
| Navy Federal Credit Union | 1 | 4 |
| Sofi Bank, National Association | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | 40 | no rate: base under 50 |
| White | 174 | 18.2% of 148 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 34 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 200 | 24.1% of 166 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 45 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 82 | 17.6% of 68 decided |
| Female | 69 | 31.6% of 57 decided |
| Joint | 72 | 27.1% of 59 decided |
| Sex Not Available | 29 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2319 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved