Mortgage lending in Macon County, Georgia
Lenders in Macon County, Georgia reported 212 mortgage applications for 2025, according to the CFPB.
212 mortgage applications and 89 loans originated in 2025; the denial rate was 39.9% of 163 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Macon County, GA.
- 212
- Applications
- 89
- Loans originated
- 39.9%
- Denial rate
- 65 denied of 163 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 212 | 89 |
| 2024 | 188 | 75 |
| 2023 | 168 | 62 |
| 2022 | 189 | 63 |
| 2021 | 257 | 91 |
| 2020 | 216 | 80 |
| 2019 | 192 | 80 |
| 2018 | 183 | 65 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Robins Financial Credit Union | 10 | 17 |
| 21ST Mortgage | 10 | 38 |
| Rocket Mortgage | 9 | 10 |
| PNC Bank N.A. | 5 | 9 |
| The Peoples Bank of Georgia | 4 | 4 |
| Georgia Community Bank | 4 | 4 |
| American Financing Corporation | 3 | 4 |
| Guild Mortgage Company | 3 | 3 |
| New American Funding, LLC. | 3 | 6 |
| Crosscountry Mortgage, LLC | 3 | 4 |
| United Wholesale Mortgage | 2 | 3 |
| JPMorgan Chase Bank, NA | 2 | 2 |
| Ameris Bank | 2 | 4 |
| Cadence Bank | 2 | 3 |
| Capital City Bank | 1 | 1 |
| Lendage, LLC Dba Achieve Loans | 1 | 1 |
| Colony Bank | 1 | 2 |
| First State Bank | 1 | 1 |
| Morris Bank | 1 | 1 |
| Assurance Financial Group, L.L.C. | 1 | 1 |
| Planet Home Lending, LLC | 1 | 1 |
| Southwest Stage Funding LLC | 1 | 5 |
| Sunmark Community Bank | 1 | 1 |
| loanDepot.com LLC | 1 | 2 |
| EMM Loans LLC | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | 92 | 54.0% of 74 decided |
| White | 82 | 14.3% of 63 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 30 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 166 | 38.8% of 129 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 30 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 96 | 35.2% of 71 decided |
| Female | 66 | 52.9% of 51 decided |
| Joint | 36 | no rate: base under 50 |
| Sex Not Available | 14 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2510 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved