Mortgage lending in Walton County, Georgia
Lenders in Walton County, Georgia reported 4,897 mortgage applications for 2025, according to the CFPB.
4,897 mortgage applications and 2,800 loans originated in 2025; the denial rate was 22.6% of 3,818 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area.
- 4,897
- Applications
- 2,800
- Loans originated
- 22.6%
- Denial rate
- 861 denied of 3,818 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,897 | 2,800 |
| 2024 | 4,859 | 2,774 |
| 2023 | 4,756 | 2,644 |
| 2022 | 6,355 | 3,589 |
| 2021 | 9,203 | 5,839 |
| 2020 | 8,027 | 5,129 |
| 2019 | 5,945 | 3,620 |
| 2018 | 4,972 | 2,832 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 282 | 396 |
| United Wholesale Mortgage | 200 | 261 |
| Fairway Independent Mort Corp | 122 | 155 |
| NFM, Inc | 72 | 89 |
| Crosscountry Mortgage, LLC | 72 | 118 |
| Acopia, LLC | 70 | 88 |
| Synovus Bank | 63 | 93 |
| Pennymac Loan Services LLC | 60 | 107 |
| Freedom Mortgage Corporation | 59 | 132 |
| Pinnacle Bank | 55 | 84 |
| Vanderbilt Mortgage and Finance, Inc | 51 | 78 |
| Regions Bank | 43 | 69 |
| loanDepot.com LLC | 41 | 75 |
| Everett Financial, Inc. | 40 | 55 |
| Navy Federal Credit Union | 38 | 93 |
| Mortgage Research Center | 38 | 86 |
| Bank of America NA | 38 | 110 |
| Truist Bank | 36 | 85 |
| New American Funding, LLC. | 35 | 104 |
| Georgia United Credit Union | 35 | 54 |
| Newrez LLC | 32 | 87 |
| Ameris Bank | 32 | 45 |
| United Community Bank | 32 | 51 |
| Eustis Mortgage Corp | 29 | 33 |
| Nationstar Mortgage | 29 | 38 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 26 | no rate: base under 50 |
| Asian | 101 | 21.8% of 78 decided |
| Black or African American | 732 | 33.6% of 550 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,024 | 19.3% of 2,418 decided |
| 2 or more minority races | 10 | no rate: base under 50 |
| Joint | 67 | 11.7% of 60 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 927 | 25.9% of 683 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 287 | 19.7% of 213 decided |
| Not Hispanic or Latino | 3,625 | 22.0% of 2,859 decided |
| Joint | withheld | |
| Ethnicity Not Available | 892 | 26.3% of 669 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,752 | 22.0% of 1,373 decided |
| Female | 1,064 | 29.6% of 810 decided |
| Joint | 1,589 | 17.0% of 1,269 decided |
| Sex Not Available | 492 | 28.1% of 366 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 349 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved