Mortgage lending in Lanier County, Georgia
Lenders in Lanier County, Georgia reported 515 mortgage applications for 2025, according to the CFPB.
515 mortgage applications and 289 loans originated in 2025; the denial rate was 23.2% of 409 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Valdosta, GA MSA.
- 515
- Applications
- 289
- Loans originated
- 23.2%
- Denial rate
- 95 denied of 409 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 515 | 289 |
| 2024 | 472 | 284 |
| 2023 | 386 | 224 |
| 2022 | 507 | 316 |
| 2021 | 638 | 407 |
| 2020 | 481 | 306 |
| 2019 | 403 | 261 |
| 2018 | 354 | 250 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Farmers and Merchants Bank | 62 | 78 |
| Rocket Mortgage | 21 | 26 |
| Ameris Bank | 18 | 23 |
| Mortgage Research Center | 16 | 36 |
| United Wholesale Mortgage | 16 | 21 |
| Fairway Independent Mort Corp | 11 | 12 |
| Navy Federal Credit Union | 8 | 14 |
| Freedom Mortgage Corporation | 7 | 10 |
| BankSouth Mortgage Company LLC | 7 | 9 |
| Newrez LLC | 6 | 9 |
| Colony Bank | 5 | 6 |
| Renasant Bank | 5 | 7 |
| BoxCar Mortgage, LLC | 5 | 5 |
| Guardian Bank | 4 | 4 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 27 |
| Southeastern Credit Union | 4 | 4 |
| Click n' Close, Inc. | 4 | 4 |
| New American Funding, LLC. | 4 | 6 |
| Commercial Banking Company | 3 | 3 |
| Planet Home Lending, LLC | 3 | 3 |
| Movement Mortgage, LLC | 3 | 3 |
| First Commerce Credit Union | 3 | 4 |
| Nationstar Mortgage | 3 | 3 |
| Lower, LLC | 3 | 4 |
| 21ST Mortgage | 3 | 30 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 89 | 35.5% of 62 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 335 | 21.8% of 275 decided |
| 2 or more minority races | under 10 | |
| Joint | 16 | no rate: base under 50 |
| Race Not Available | 67 | 19.2% of 52 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 21 | no rate: base under 50 |
| Not Hispanic or Latino | 397 | 22.6% of 323 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 87 | 29.0% of 62 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 219 | 17.6% of 170 decided |
| Female | 105 | 43.9% of 82 decided |
| Joint | 152 | 20.2% of 124 decided |
| Sex Not Available | 39 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1235 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved