Mortgage lending in Harris County, Georgia
Lenders in Harris County, Georgia reported 1,775 mortgage applications for 2025, according to the CFPB.
1,775 mortgage applications and 996 loans originated in 2025; the denial rate was 21.9% of 1,376 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Columbus, GA-AL HUD Metro FMR Area.
- 1,775
- Applications
- 996
- Loans originated
- 21.9%
- Denial rate
- 301 denied of 1,376 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,775 | 996 |
| 2024 | 1,537 | 891 |
| 2023 | 1,358 | 740 |
| 2022 | 1,998 | 1,141 |
| 2021 | 3,397 | 2,093 |
| 2020 | 3,151 | 2,016 |
| 2019 | 2,034 | 1,259 |
| 2018 | 1,672 | 1,036 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Synovus Bank | 93 | 137 |
| Rocket Mortgage | 90 | 123 |
| Canopy Mortgage, LLC | 60 | 81 |
| CMG Mortgage Inc | 46 | 61 |
| United Wholesale Mortgage | 43 | 62 |
| Ark-LA-Tex Financial Services LLC | 30 | 40 |
| Freedom Mortgage Corporation | 30 | 59 |
| Trustmark Bank | 28 | 29 |
| Navy Federal Credit Union | 27 | 63 |
| Crosscountry Mortgage, LLC | 23 | 34 |
| Truist Bank | 22 | 43 |
| Mortgage Research Center | 20 | 66 |
| Guild Mortgage Company | 19 | 22 |
| Pennymac Loan Services LLC | 19 | 41 |
| loanDepot.com LLC | 18 | 31 |
| Fairway Independent Mort Corp | 18 | 24 |
| First Peoples Bank | 17 | 21 |
| Firstbank | 16 | 27 |
| New American Funding, LLC. | 15 | 45 |
| Interlinc Mortgage Services, LLC | 13 | 17 |
| Kinetic Credit Union | 12 | 17 |
| Bank of America NA | 12 | 21 |
| Figure Lending LLC | 11 | 19 |
| Nationstar Mortgage | 11 | 14 |
| Renasant Bank | 10 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 18 | no rate: base under 50 |
| Black or African American | 221 | 31.3% of 166 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,152 | 19.0% of 926 decided |
| 2 or more minority races | under 10 | |
| Joint | 23 | no rate: base under 50 |
| Race Not Available | 349 | 27.5% of 247 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 71 | 32.7% of 55 decided |
| Not Hispanic or Latino | 1,319 | 20.4% of 1,048 decided |
| Joint | 45 | no rate: base under 50 |
| Ethnicity Not Available | 340 | 26.3% of 240 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 651 | 24.3% of 502 decided |
| Female | 345 | 29.4% of 265 decided |
| Joint | 589 | 14.4% of 473 decided |
| Sex Not Available | 190 | 24.3% of 136 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 406 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved