Mortgage lending in Terrell County, Georgia

Lenders in Terrell County, Georgia reported 239 mortgage applications for 2025, according to the CFPB.

239 mortgage applications and 127 loans originated in 2025; the denial rate was 28.0% of 182 applications decided. The median loan was about $85,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Albany, GA MSA.

239
Applications: 127
Loans originated: 28.0%
Denial rate: 51 denied of 182 applications decided.

Every year

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Mortgage applications and loans originated in Terrell County, Georgia, by year
Year	Applications	Originated	Denied
2025	239	127	51
2024	267	132	67
2023	332	143	88
2022	280	113	75
2021	292	149	88
2020	230	116	65
2019	243	155	57
2018	191	119	48

The largest lenders here

Lenders in Terrell County, Georgia by loans originated, 2025
Lender	Originated	Applications
Georgia Community Bank	30	31
Bank of Dawson	21	23
Navy Federal Credit Union	5	14
United Wholesale Mortgage	4	6
Flint Community Bank	4	5
Colony Bank	3	8
Renasant Bank	3	6
Mortgage Research Center	3	8
21ST Mortgage	3	13
Georgia's Own Credit Union	2	6
Gold Star Mortgage Financial Group, Corporation	2	2
First State Bank of Blakely	2	2
Rocket Mortgage	2	7
Five Star Credit Union	2	4
Equity Prime Mortgage LLC	2	3
Nationstar Mortgage	2	2
Calcon Mutual Mortgage LLC	2	3
New Day Financial, LLC.	2	7
Goodleap, LLC	2	3
Usaa Federal Savings Bank	2	4
Regions Bank	2	4
Ameris Bank	2	3
First Federal Bank	2	2
Lendage, LLC Dba Achieve Loans	1	1
RPE Home, Inc	1	1

Applications by race, ethnicity and sex, 2025

By race, Terrell County, Georgia: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
Black or African American	87	36.1% of 72 decided
White	113	21.9% of 82 decided
Joint	under 10
Race Not Available	34	no rate: base under 50

By ethnicity, Terrell County, Georgia: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	200	27.7% of 155 decided
Ethnicity Not Available	withheld

By sex, Terrell County, Georgia: applications and denial rate
Category	Applications	Denial rate
Male	84	18.5% of 65 decided
Female	80	31.7% of 60 decided
Joint	54	no rate: base under 50
Sex Not Available	21	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2795 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026