Mortgage lending in Butts County, Georgia
Lenders in Butts County, Georgia reported 1,132 mortgage applications for 2025, according to the CFPB.
1,132 mortgage applications and 605 loans originated in 2025; the denial rate was 24.5% of 842 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Butts County, GA HUD Metro FMR Area.
- 1,132
- Applications
- 605
- Loans originated
- 24.5%
- Denial rate
- 206 denied of 842 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,132 | 605 |
| 2024 | 1,108 | 597 |
| 2023 | 972 | 510 |
| 2022 | 1,428 | 774 |
| 2021 | 1,820 | 1,041 |
| 2020 | 1,541 | 884 |
| 2019 | 1,072 | 581 |
| 2018 | 1,026 | 542 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Bank | 42 | 71 |
| Rocket Mortgage | 39 | 61 |
| New American Funding, LLC. | 34 | 58 |
| United Wholesale Mortgage | 32 | 48 |
| Fairway Independent Mort Corp | 29 | 40 |
| Inspire Home Loans Inc. | 28 | 45 |
| Delta Community Credit Union | 24 | 35 |
| Freedom Mortgage Corporation | 20 | 33 |
| Guild Mortgage Company | 15 | 26 |
| Ameris Bank | 13 | 22 |
| Pennymac Loan Services LLC | 13 | 22 |
| loanDepot.com LLC | 12 | 22 |
| Truist Bank | 11 | 17 |
| Lower, LLC | 9 | 10 |
| Crosscountry Mortgage, LLC | 9 | 16 |
| Figure Lending LLC | 8 | 12 |
| Navy Federal Credit Union | 8 | 22 |
| Carrington Mortgage Services LLC | 8 | 20 |
| Georgia United Credit Union | 8 | 17 |
| Mortgage Research Center | 7 | 22 |
| Paramount Residential Mortgage | 6 | 8 |
| Atlanta Postal Credit Union | 6 | 9 |
| Bank of Monticello | 6 | 6 |
| Everett Financial, Inc. | 6 | 10 |
| Amerisave Mortgage Company | 6 | 16 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 206 | 30.7% of 150 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 690 | 19.3% of 513 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Free Form Text Only | under 10 | |
| Race Not Available | 203 | 33.1% of 157 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 50 | no rate: base under 50 |
| Not Hispanic or Latino | 861 | 22.5% of 653 decided |
| Joint | withheld | |
| Ethnicity Not Available | 204 | 32.7% of 150 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 413 | 21.8% of 312 decided |
| Female | 335 | 24.0% of 229 decided |
| Joint | 297 | 24.0% of 233 decided |
| Sex Not Available | 87 | 39.7% of 68 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 869 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved