Mortgage lending in Gwinnett County, Georgia
Lenders in Gwinnett County, Georgia reported 36,910 mortgage applications for 2025, according to the CFPB.
36,910 mortgage applications and 19,526 loans originated in 2025; the denial rate was 26.7% of 28,239 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area.
- 36,910
- Applications
- 19,526
- Loans originated
- 26.7%
- Denial rate
- 7,526 denied of 28,239 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 36,910 | 19,526 |
| 2024 | 36,289 | 19,054 |
| 2023 | 34,236 | 17,412 |
| 2022 | 48,128 | 25,389 |
| 2021 | 78,015 | 46,139 |
| 2020 | 72,409 | 42,578 |
| 2019 | 50,909 | 28,474 |
| 2018 | 45,278 | 24,811 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 1,870 | 2,626 |
| United Wholesale Mortgage | 1,852 | 2,535 |
| Ameris Bank | 536 | 778 |
| loanDepot.com LLC | 474 | 729 |
| Pennymac Loan Services LLC | 430 | 853 |
| Navy Federal Credit Union | 416 | 1,059 |
| Truist Bank | 362 | 997 |
| Bank of America NA | 340 | 1,101 |
| Crosscountry Mortgage, LLC | 338 | 565 |
| Freedom Mortgage Corporation | 298 | 752 |
| First Option Mortgage, LLC | 276 | 382 |
| Acu | 250 | 354 |
| Everett Financial, Inc. | 249 | 381 |
| Delta Community Credit Union | 243 | 573 |
| DHI Mortgage Company, LTD. | 240 | 339 |
| AmWest Funding Corp | 232 | 359 |
| JPMorgan Chase Bank, NA | 232 | 408 |
| Nationstar Mortgage | 223 | 340 |
| New American Funding, LLC. | 218 | 694 |
| Newrez LLC | 217 | 728 |
| Fairway Independent Mort Corp | 211 | 294 |
| The Loan Store, Inc | 193 | 280 |
| Renasant Bank | 193 | 257 |
| Figure Lending LLC | 191 | 413 |
| Taylor Morrison Home Funding, Inc. | 183 | 267 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 152 | 39.6% of 106 decided |
| Asian | 7,100 | 20.6% of 5,614 decided |
| Black or African American | 8,349 | 34.6% of 6,276 decided |
| Native Hawaiian or Other Pacific Islander | 90 | 58.5% of 65 decided |
| White | 12,406 | 21.6% of 9,839 decided |
| 2 or more minority races | 150 | 32.4% of 111 decided |
| Joint | 562 | 19.1% of 434 decided |
| Free Form Text Only | 16 | no rate: base under 50 |
| Race Not Available | 8,085 | 32.1% of 5,783 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 5,433 | 28.1% of 4,249 decided |
| Not Hispanic or Latino | 23,793 | 25.2% of 18,429 decided |
| Joint | 578 | 20.3% of 464 decided |
| Ethnicity Not Available | 7,087 | 31.4% of 5,087 decided |
| Free Form Text Only | 19 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 14,017 | 27.5% of 10,721 decided |
| Female | 10,122 | 28.9% of 7,855 decided |
| Joint | 8,978 | 20.3% of 7,000 decided |
| Sex Not Available | 3,793 | 33.0% of 2,663 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 261 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved