Mortgage lending in Baldwin County, Georgia
Lenders in Baldwin County, Georgia reported 1,086 mortgage applications for 2025, according to the CFPB.
1,086 mortgage applications and 596 loans originated in 2025; the denial rate was 25.6% of 852 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Baldwin County, GA.
- 1,086
- Applications
- 596
- Loans originated
- 25.6%
- Denial rate
- 218 denied of 852 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,086 | 596 |
| 2024 | 1,008 | 507 |
| 2023 | 996 | 516 |
| 2022 | 1,196 | 667 |
| 2021 | 1,712 | 1,051 |
| 2020 | 1,636 | 1,023 |
| 2019 | 1,135 | 678 |
| 2018 | 1,055 | 644 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 54 | 72 |
| Robins Financial Credit Union | 45 | 65 |
| Exchange Bank | 43 | 62 |
| Magnolia State Bank | 31 | 32 |
| Mutual of Omaha Mortgage | 30 | 39 |
| Crosscountry Mortgage, LLC | 22 | 34 |
| United Wholesale Mortgage | 18 | 28 |
| Southeast Mortgage of Georgia, Inc. | 15 | 17 |
| Truist Bank | 14 | 29 |
| Mortgage Research Center | 12 | 33 |
| loanDepot.com LLC | 11 | 24 |
| Fairway Independent Mort Corp | 11 | 14 |
| Lennar Mortgage, LLC | 10 | 16 |
| Freedom Mortgage Corporation | 10 | 22 |
| Colony Bank | 9 | 11 |
| Navy Federal Credit Union | 9 | 15 |
| New American Funding, LLC. | 9 | 22 |
| Pennymac Loan Services LLC | 9 | 17 |
| The Commercial Bank | 8 | 8 |
| 21ST Mortgage | 8 | 53 |
| Planet Home Lending, LLC | 7 | 9 |
| American Pacific Mortgage Corporation | 7 | 10 |
| Nationstar Mortgage | 7 | 11 |
| Guild Mortgage Company | 6 | 9 |
| BankSouth Mortgage Company LLC | 6 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 21 | no rate: base under 50 |
| Black or African American | 264 | 37.2% of 199 decided |
| White | 585 | 20.4% of 481 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 202 | 27.7% of 148 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 23 | no rate: base under 50 |
| Not Hispanic or Latino | 838 | 25.1% of 666 decided |
| Joint | 13 | no rate: base under 50 |
| Ethnicity Not Available | 212 | 30.3% of 155 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 340 | 25.6% of 262 decided |
| Female | 293 | 30.8% of 237 decided |
| Joint | 310 | 17.4% of 241 decided |
| Sex Not Available | 143 | 32.1% of 112 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1116 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved