Mortgage lending in Schley County, Georgia
Lenders in Schley County, Georgia reported 178 mortgage applications for 2025, according to the CFPB.
178 mortgage applications and 91 loans originated in 2025; the denial rate was 28.3% of 138 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Schley County, GA.
- 178
- Applications
- 91
- Loans originated
- 28.3%
- Denial rate
- 39 denied of 138 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 178 | 91 |
| 2024 | 155 | 69 |
| 2023 | 167 | 86 |
| 2022 | 185 | 89 |
| 2021 | 264 | 142 |
| 2020 | 203 | 107 |
| 2019 | 159 | 84 |
| 2018 | 115 | 78 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Peoples Bank of Georgia | 19 | 32 |
| Rocket Mortgage | 15 | 21 |
| First State Bank | 13 | 13 |
| Ameris Bank | 6 | 8 |
| United Wholesale Mortgage | 4 | 10 |
| Capital City Home Loans, LLC | 4 | 6 |
| 21ST Mortgage | 4 | 12 |
| Freedom Mortgage Corporation | 3 | 5 |
| Mortgage Research Center | 2 | 3 |
| Crosscountry Mortgage, LLC | 2 | 3 |
| Lendage, LLC Dba Achieve Loans | 1 | 1 |
| Geneva Financial LLC | 1 | 1 |
| Planet Home Lending, LLC | 1 | 1 |
| Navy Federal Credit Union | 1 | 3 |
| Interlinc Mortgage Services, LLC | 1 | 1 |
| loanDepot.com LLC | 1 | 2 |
| New American Funding, LLC. | 1 | 2 |
| Newrez LLC | 1 | 5 |
| Pentagon Federal Credit Union | 1 | 1 |
| First Bank of Alabama | 1 | 1 |
| Equity Prime Mortgage LLC | 1 | 2 |
| Nationstar Mortgage | 1 | 1 |
| Mutual of Omaha Mortgage | 1 | 1 |
| Mortgage Solutions of Colorado | 1 | 1 |
| Stockton Mortgage Corporation | 1 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | withheld | |
| White | 135 | 24.5% of 106 decided |
| Joint | under 10 | |
| Race Not Available | 25 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 144 | 28.4% of 116 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 30 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 62 | no rate: base under 50 |
| Female | 33 | no rate: base under 50 |
| Joint | 68 | 18.5% of 54 decided |
| Sex Not Available | 15 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1934 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved