Mortgage lending in Polk County, Georgia
Lenders in Polk County, Georgia reported 1,597 mortgage applications for 2025, according to the CFPB.
1,597 mortgage applications and 838 loans originated in 2025; the denial rate was 26.2% of 1,202 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Polk County, GA.
- 1,597
- Applications
- 838
- Loans originated
- 26.2%
- Denial rate
- 315 denied of 1,202 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,597 | 838 |
| 2024 | 1,495 | 791 |
| 2023 | 1,380 | 751 |
| 2022 | 1,756 | 962 |
| 2021 | 2,177 | 1,256 |
| 2020 | 1,841 | 1,064 |
| 2019 | 1,354 | 743 |
| 2018 | 1,342 | 754 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 65 | 90 |
| Family Savings Credit Union | 59 | 78 |
| Fairway Independent Mort Corp | 47 | 71 |
| United Wholesale Mortgage | 46 | 69 |
| American Pacific Mortgage Corporation | 28 | 37 |
| Vanderbilt Mortgage and Finance, Inc | 26 | 108 |
| Member First Mortgage, LLC | 23 | 40 |
| Kind Lending, LLC | 23 | 30 |
| SWBC Mortgage Corporation | 17 | 18 |
| Regions Bank | 17 | 52 |
| Pennymac Loan Services LLC | 17 | 42 |
| loanDepot.com LLC | 16 | 24 |
| Truist Bank | 16 | 36 |
| Magnolia Bank | 15 | 16 |
| Crosscountry Mortgage, LLC | 15 | 31 |
| United Community Bank | 15 | 22 |
| Mortgage Research Center | 13 | 30 |
| Renasant Bank | 12 | 13 |
| Union Home Mortgage Corp. | 12 | 17 |
| River City Bank | 11 | 15 |
| Guild Mortgage Company | 10 | 21 |
| Nationstar Mortgage | 10 | 14 |
| Figure Lending LLC | 9 | 15 |
| LGE Community Credit Union | 9 | 9 |
| Amerisave Mortgage Company | 9 | 25 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 97 | 41.6% of 77 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,158 | 24.9% of 882 decided |
| 2 or more minority races | under 10 | |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 302 | 26.7% of 217 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 98 | 34.4% of 64 decided |
| Not Hispanic or Latino | 1,166 | 24.1% of 892 decided |
| Joint | 21 | no rate: base under 50 |
| Ethnicity Not Available | 312 | 31.3% of 230 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 624 | 27.4% of 463 decided |
| Female | 343 | 31.4% of 261 decided |
| Joint | 466 | 20.6% of 350 decided |
| Sex Not Available | 164 | 26.6% of 128 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1120 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved