Mortgage lending in Johnson County, Georgia

Lenders in Johnson County, Georgia reported 187 mortgage applications for 2025, according to the CFPB.

187 mortgage applications and 80 loans originated in 2025; the denial rate was 36.0% of 136 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Johnson County, GA.

187
Applications: 80
Loans originated: 36.0%
Denial rate: 49 denied of 136 applications decided.

Every year

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Mortgage applications and loans originated in Johnson County, Georgia, by year
Year	Applications	Originated	Denied
2025	187	80	49
2024	164	66	52
2023	130	58	35
2022	167	66	61
2021	222	111	53
2020	192	80	69
2019	135	69	40
2018	134	55	44

The largest lenders here

Lenders in Johnson County, Georgia by loans originated, 2025
Lender	Originated	Applications
Rocket Mortgage	13	19
Robins Financial Credit Union	5	8
Mortgage Research Center	4	7
Ameris Bank	4	4
BankSouth	3	3
Royal United Mortgage LLC	3	3
21ST Mortgage	3	21
Capital City Bank	2	3
Vanderbilt Mortgage and Finance, Inc	2	20
American Financial Resources LLC	2	2
Top Flite Financial, Inc.	2	2
Navy Federal Credit Union	2	2
loanDepot.com LLC	2	4
United Wholesale Mortgage	2	4
Nationstar Mortgage	2	4
Amerisave Mortgage Company	2	3
Colony Bank	1	2
Primelending	1	1
Ark-LA-Tex Financial Services LLC	1	1
Planet Home Lending, LLC	1	1
Renasant Bank	1	2
BPL Mortgage, LLC	1	1
Ameritrust Mortgage Corporation	1	1
The Federal Savings Bank	1	1
Bank of Dudley	1	2

Applications by race, ethnicity and sex, 2025

By race, Johnson County, Georgia: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Black or African American	38	no rate: base under 50
White	126	27.8% of 97 decided
Joint	under 10
Race Not Available	19	no rate: base under 50

By ethnicity, Johnson County, Georgia: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	162	34.7% of 121 decided
Joint	under 10
Ethnicity Not Available	20	no rate: base under 50

By sex, Johnson County, Georgia: applications and denial rate
Category	Applications	Denial rate
Male	53	no rate: base under 50
Female	67	40.0% of 50 decided
Joint	54	no rate: base under 50
Sex Not Available	13	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 1931 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026