Mortgage lending in Henry County, Georgia
Lenders in Henry County, Georgia reported 13,732 mortgage applications for 2025, according to the CFPB.
13,732 mortgage applications and 6,643 loans originated in 2025; the denial rate was 30.2% of 10,228 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area.
- 13,732
- Applications
- 6,643
- Loans originated
- 30.2%
- Denial rate
- 3,088 denied of 10,228 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 13,732 | 6,643 |
| 2024 | 13,860 | 6,667 |
| 2023 | 13,204 | 6,159 |
| 2022 | 17,525 | 8,578 |
| 2021 | 23,982 | 13,210 |
| 2020 | 21,786 | 12,039 |
| 2019 | 15,683 | 8,315 |
| 2018 | 13,051 | 6,831 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 564 | 838 |
| United Wholesale Mortgage | 462 | 709 |
| New American Funding, LLC. | 293 | 569 |
| Guild Mortgage Company | 259 | 390 |
| Navy Federal Credit Union | 227 | 590 |
| DHI Mortgage Company, LTD. | 224 | 394 |
| Freedom Mortgage Corporation | 194 | 451 |
| Delta Community Credit Union | 165 | 342 |
| loanDepot.com LLC | 156 | 305 |
| Ameris Bank | 154 | 245 |
| Pennymac Loan Services LLC | 148 | 351 |
| Mortgage Research Center | 135 | 397 |
| Crosscountry Mortgage, LLC | 110 | 210 |
| Southeast Mortgage of Georgia, Inc. | 95 | 143 |
| Truist Bank | 86 | 258 |
| Nationstar Mortgage | 84 | 127 |
| Newrez LLC | 80 | 300 |
| Lennar Mortgage, LLC | 78 | 95 |
| Trailblazer Mortgage L.L.C. | 77 | 120 |
| Everett Financial, Inc. | 72 | 133 |
| Bank of America NA | 71 | 234 |
| Fairway Independent Mort Corp | 69 | 86 |
| Georgia United Credit Union | 64 | 156 |
| Zillow Home Loans, LLC | 56 | 82 |
| Lower, LLC | 56 | 91 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 67 | 43.1% of 51 decided |
| Asian | 422 | 20.0% of 330 decided |
| Black or African American | 7,153 | 32.3% of 5,331 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 2,674 | 23.3% of 2,088 decided |
| 2 or more minority races | 89 | 33.9% of 59 decided |
| Joint | 148 | 20.5% of 112 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,151 | 33.0% of 2,234 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 831 | 27.6% of 644 decided |
| Not Hispanic or Latino | 9,711 | 29.4% of 7,294 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,973 | 33.5% of 2,121 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 4,801 | 29.4% of 3,586 decided |
| Female | 4,706 | 31.9% of 3,524 decided |
| Joint | 2,734 | 25.4% of 2,095 decided |
| Sex Not Available | 1,491 | 37.0% of 1,023 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 407 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved