Mortgage lending in Forsyth County, Georgia
Lenders in Forsyth County, Georgia reported 13,727 mortgage applications for 2025, according to the CFPB.
13,727 mortgage applications and 8,087 loans originated in 2025; the denial rate was 19.9% of 10,761 applications decided. The median loan was about $405,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area.
- 13,727
- Applications
- 8,087
- Loans originated
- 19.9%
- Denial rate
- 2,138 denied of 10,761 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 13,727 | 8,087 |
| 2024 | 12,877 | 7,348 |
| 2023 | 11,731 | 6,536 |
| 2022 | 17,828 | 10,257 |
| 2021 | 33,201 | 21,748 |
| 2020 | 35,024 | 23,087 |
| 2019 | 19,634 | 12,337 |
| 2018 | 16,044 | 9,820 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 1,011 | 1,329 |
| Rocket Mortgage | 771 | 1,007 |
| Pennymac Loan Services LLC | 241 | 380 |
| Truist Bank | 219 | 436 |
| Bank of America NA | 213 | 444 |
| Ameris Bank | 159 | 219 |
| Delta Community Credit Union | 156 | 273 |
| Fairway Independent Mort Corp | 151 | 223 |
| loanDepot.com LLC | 145 | 231 |
| Georgia United Credit Union | 135 | 212 |
| Pulte Mortgage LLC | 133 | 167 |
| Georgia's Own Credit Union | 127 | 278 |
| Regions Bank | 125 | 263 |
| Toll Brothers Mortgage Company | 118 | 273 |
| Crosscountry Mortgage, LLC | 116 | 189 |
| Nationstar Mortgage | 110 | 153 |
| Navy Federal Credit Union | 109 | 247 |
| Digital Federal Credit Union | 101 | 191 |
| Newrez LLC | 99 | 246 |
| United Community Bank | 99 | 152 |
| Inspire Home Loans Inc. | 93 | 118 |
| Third Federal Savings and Loan | 91 | 141 |
| Taylor Morrison Home Funding, Inc. | 79 | 91 |
| Figure Lending LLC | 77 | 142 |
| Guild Mortgage Company | 77 | 90 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 37 | no rate: base under 50 |
| Asian | 4,543 | 17.5% of 3,574 decided |
| Black or African American | 468 | 34.5% of 342 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 6,279 | 18.5% of 5,100 decided |
| 2 or more minority races | withheld | |
| Joint | 151 | 19.5% of 118 decided |
| Race Not Available | 2,215 | 26.6% of 1,567 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 737 | 22.9% of 581 decided |
| Not Hispanic or Latino | 10,448 | 18.7% of 8,348 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,333 | 25.1% of 1,666 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 6,135 | 20.5% of 4,800 decided |
| Female | 2,110 | 23.2% of 1,693 decided |
| Joint | 4,275 | 14.9% of 3,426 decided |
| Sex Not Available | 1,207 | 29.8% of 842 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 78 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved