Mortgage lending in Wilkes County, Georgia
Lenders in Wilkes County, Georgia reported 260 mortgage applications for 2025, according to the CFPB.
260 mortgage applications and 135 loans originated in 2025; the denial rate was 28.1% of 196 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wilkes County, GA.
- 260
- Applications
- 135
- Loans originated
- 28.1%
- Denial rate
- 55 denied of 196 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 260 | 135 |
| 2024 | 259 | 127 |
| 2023 | 245 | 114 |
| 2022 | 292 | 169 |
| 2021 | 400 | 228 |
| 2020 | 321 | 185 |
| 2019 | 247 | 139 |
| 2018 | 239 | 131 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| F & M Bank | 16 | 22 |
| Rocket Mortgage | 14 | 21 |
| Regions Bank | 11 | 24 |
| United Wholesale Mortgage | 7 | 8 |
| Guild Mortgage Company | 6 | 6 |
| Mortgage Research Center | 5 | 10 |
| Crosscountry Mortgage, LLC | 4 | 4 |
| Colony Bank | 3 | 3 |
| Navy Federal Credit Union | 3 | 10 |
| loanDepot.com LLC | 3 | 6 |
| New American Funding, LLC. | 3 | 4 |
| Fairway Independent Mort Corp | 3 | 5 |
| Southeast Mortgage of Georgia, Inc. | 3 | 5 |
| Ameris Bank | 3 | 5 |
| Pinnacle Bank | 2 | 3 |
| Vanderbilt Mortgage and Finance, Inc | 2 | 18 |
| Coastal Community Bank | 2 | 3 |
| Security Federal Bank | 2 | 2 |
| Farmers State Bank | 2 | 3 |
| Nationstar Mortgage | 2 | 3 |
| Freedom Mortgage Corporation | 2 | 2 |
| Towne Mortgage Company | 2 | 3 |
| Lower, LLC | 2 | 3 |
| Georgia United Credit Union | 2 | 3 |
| Cardinal Financial Company, Li | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 68 | 43.4% of 53 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 145 | 23.4% of 111 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 36 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 207 | 28.7% of 157 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 39 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 108 | 27.4% of 84 decided |
| Female | 78 | 41.1% of 56 decided |
| Joint | 59 | no rate: base under 50 |
| Sex Not Available | 15 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1547 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved