Mortgage lending in Talbot County, Georgia

Lenders in Talbot County, Georgia reported 179 mortgage applications for 2025, according to the CFPB.

179 mortgage applications and 74 loans originated in 2025; the denial rate was 36.9% of 130 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Talbot County, GA HUD Metro FMR Area.

179
Applications: 74
Loans originated: 36.9%
Denial rate: 48 denied of 130 applications decided.

Every year

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Mortgage applications and loans originated in Talbot County, Georgia, by year
Year	Applications	Originated	Denied
2025	179	74	48
2024	208	77	49
2023	165	60	59
2022	206	79	69
2021	252	121	66
2020	236	101	72
2019	207	83	65
2018	157	67	48

The largest lenders here

Lenders in Talbot County, Georgia by loans originated, 2025
Lender	Originated	Applications
The Peoples Bank of Georgia	10	12
Talbot State Bank	5	10
21ST Mortgage	3	17
JPMorgan Chase Bank, NA	3	3
Synovus Bank	3	5
Pennymac Loan Services LLC	3	4
Vanderbilt Mortgage and Finance, Inc	2	16
Ark-LA-Tex Financial Services LLC	2	2
Navy Federal Credit Union	2	4
Guild Mortgage Company	2	2
Triad Financial Services, Inc.	2	2
Rocket Mortgage	2	8
CMG Mortgage Inc	2	3
Amerisave Mortgage Company	2	6
Ameris Bank	2	2
AmeriHome Mortgage Company, LLC	1	1
AdvantageFirst Lending Inc	1	3
Paramount Residential Mortgage	1	1
Kinetic Credit Union	1	2
Planet Home Lending, LLC	1	1
Renasant Bank	1	1
Wolfe Financial Inc	1	2
Southwest Funding LP	1	1
Liberty Federal Credit Union	1	1
Movement Mortgage, LLC	1	1

Applications by race, ethnicity and sex, 2025

By race, Talbot County, Georgia: applications and denial rate
Category	Applications	Denial rate
Asian	under 10
Black or African American	59	no rate: base under 50
White	87	31.3% of 67 decided
Joint	under 10
Race Not Available	24	no rate: base under 50

By ethnicity, Talbot County, Georgia: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	142	34.9% of 103 decided
Joint	under 10
Ethnicity Not Available	29	no rate: base under 50

By sex, Talbot County, Georgia: applications and denial rate
Category	Applications	Denial rate
Male	66	36.0% of 50 decided
Female	45	no rate: base under 50
Joint	56	no rate: base under 50
Sex Not Available	12	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 1544 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026