Mortgage lending in Newton County, Georgia
Lenders in Newton County, Georgia reported 5,737 mortgage applications for 2025, according to the CFPB.
5,737 mortgage applications and 2,835 loans originated in 2025; the denial rate was 29.1% of 4,276 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area.
- 5,737
- Applications
- 2,835
- Loans originated
- 29.1%
- Denial rate
- 1,246 denied of 4,276 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,737 | 2,835 |
| 2024 | 5,619 | 2,765 |
| 2023 | 5,233 | 2,584 |
| 2022 | 7,026 | 3,558 |
| 2021 | 10,002 | 5,592 |
| 2020 | 8,353 | 4,627 |
| 2019 | 6,554 | 3,444 |
| 2018 | 5,618 | 2,916 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 278 | 411 |
| United Wholesale Mortgage | 175 | 260 |
| Navy Federal Credit Union | 88 | 228 |
| Pennymac Loan Services LLC | 68 | 125 |
| Fairway Independent Mort Corp | 67 | 92 |
| New American Funding, LLC. | 66 | 180 |
| loanDepot.com LLC | 65 | 109 |
| Guild Mortgage Company | 65 | 92 |
| Freedom Mortgage Corporation | 61 | 165 |
| Crosscountry Mortgage, LLC | 58 | 105 |
| Georgia United Credit Union | 54 | 112 |
| DHI Mortgage Company, LTD. | 52 | 95 |
| Truist Bank | 49 | 119 |
| Mortgage Research Center | 45 | 120 |
| Ameris Bank | 42 | 60 |
| United Bank | 40 | 65 |
| Newrez LLC | 37 | 132 |
| Trailblazer Mortgage L.L.C. | 37 | 66 |
| Nationstar Mortgage | 36 | 60 |
| Everett Financial, Inc. | 36 | 65 |
| Southeast Mortgage of Georgia, Inc. | 35 | 58 |
| NFM, Inc | 34 | 57 |
| United Community Bank | 32 | 45 |
| Pulte Mortgage LLC | 29 | 75 |
| American Pacific Mortgage Corporation | 29 | 36 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 28 | no rate: base under 50 |
| Asian | 59 | no rate: base under 50 |
| Black or African American | 2,529 | 32.2% of 1,862 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 1,799 | 20.2% of 1,417 decided |
| 2 or more minority races | 24 | no rate: base under 50 |
| Joint | 46 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,235 | 37.7% of 870 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 292 | 25.7% of 226 decided |
| Not Hispanic or Latino | 4,195 | 26.7% of 3,151 decided |
| Joint | 71 | 20.0% of 50 decided |
| Ethnicity Not Available | 1,179 | 39.8% of 849 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,030 | 27.0% of 1,513 decided |
| Female | 1,867 | 31.9% of 1,411 decided |
| Joint | 1,240 | 22.6% of 931 decided |
| Sex Not Available | 600 | 42.3% of 421 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 601 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved