Mortgage lending in Whitfield County, Georgia
Lenders in Whitfield County, Georgia reported 3,247 mortgage applications for 2025, according to the CFPB.
3,247 mortgage applications and 1,740 loans originated in 2025; the denial rate was 27.3% of 2,556 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Dalton, GA HUD Metro FMR Area.
- 3,247
- Applications
- 1,740
- Loans originated
- 27.3%
- Denial rate
- 699 denied of 2,556 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,247 | 1,740 |
| 2024 | 3,107 | 1,654 |
| 2023 | 2,806 | 1,470 |
| 2022 | 3,665 | 2,013 |
| 2021 | 4,989 | 2,965 |
| 2020 | 4,068 | 2,376 |
| 2019 | 3,307 | 1,857 |
| 2018 | 2,915 | 1,651 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Firstbank | 143 | 175 |
| Georgia United Credit Union | 130 | 229 |
| Rocket Mortgage | 113 | 172 |
| United Wholesale Mortgage | 84 | 126 |
| Regions Bank | 70 | 186 |
| Primelending | 69 | 109 |
| Fairway Independent Mort Corp | 64 | 89 |
| Movement Mortgage, LLC | 47 | 85 |
| New American Funding, LLC. | 46 | 95 |
| Truist Bank | 43 | 101 |
| Builtwell Bank | 42 | 66 |
| DHI Mortgage Company, LTD. | 37 | 68 |
| Tennessee Valley Federal C U | 37 | 84 |
| Pennymac Loan Services LLC | 34 | 56 |
| Summit Funding.inc | 28 | 47 |
| Mortgage Research Center | 27 | 51 |
| loanDepot.com LLC | 26 | 41 |
| CMG Mortgage Inc | 25 | 35 |
| Freedom Mortgage Corporation | 22 | 46 |
| Synovus Bank | 19 | 30 |
| Guild Mortgage Company | 18 | 24 |
| Vanderbilt Mortgage and Finance, Inc | 17 | 153 |
| Union Home Mortgage Corp. | 16 | 22 |
| Loan Funder LLC | 15 | 18 |
| Figure Lending LLC | 15 | 26 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 31 | no rate: base under 50 |
| Asian | 69 | 24.5% of 53 decided |
| Black or African American | 87 | 36.8% of 68 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,363 | 26.6% of 1,876 decided |
| 2 or more minority races | under 10 | |
| Joint | 40 | no rate: base under 50 |
| Race Not Available | 645 | 28.6% of 493 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 865 | 29.6% of 696 decided |
| Not Hispanic or Latino | 1,844 | 26.2% of 1,457 decided |
| Joint | 70 | 33.3% of 51 decided |
| Ethnicity Not Available | 468 | 27.0% of 352 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,265 | 29.6% of 987 decided |
| Female | 753 | 30.7% of 602 decided |
| Joint | 962 | 22.7% of 759 decided |
| Sex Not Available | 267 | 24.0% of 208 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 989 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved