Mortgage lending in Lamar County, Georgia
Lenders in Lamar County, Georgia reported 957 mortgage applications for 2025, according to the CFPB.
957 mortgage applications and 544 loans originated in 2025; the denial rate was 23.3% of 733 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lamar County, GA.
- 957
- Applications
- 544
- Loans originated
- 23.3%
- Denial rate
- 171 denied of 733 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 957 | 544 |
| 2024 | 845 | 491 |
| 2023 | 815 | 465 |
| 2022 | 1,093 | 618 |
| 2021 | 1,307 | 821 |
| 2020 | 988 | 619 |
| 2019 | 745 | 422 |
| 2018 | 609 | 334 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Bank | 72 | 113 |
| Rocket Mortgage | 39 | 58 |
| DHI Mortgage Company, LTD. | 30 | 47 |
| United Wholesale Mortgage | 30 | 43 |
| New American Funding, LLC. | 26 | 39 |
| Fairway Independent Mort Corp | 22 | 27 |
| Top Flite Financial, Inc. | 13 | 15 |
| Kind Lending, LLC | 12 | 20 |
| Guild Mortgage Company | 11 | 15 |
| Delta Community Credit Union | 11 | 18 |
| Robins Financial Credit Union | 10 | 14 |
| Mortgage Research Center | 8 | 24 |
| Freedom Mortgage Corporation | 8 | 15 |
| EMM Loans LLC | 7 | 7 |
| Nationstar Mortgage | 7 | 10 |
| Pennymac Loan Services LLC | 7 | 16 |
| Navy Federal Credit Union | 6 | 11 |
| The Peoples Bank of Georgia | 6 | 6 |
| loanDepot.com LLC | 6 | 13 |
| Newrez LLC | 6 | 21 |
| Crosscountry Mortgage, LLC | 6 | 8 |
| Ameris Bank | 6 | 8 |
| Truist Bank | 6 | 8 |
| Wells Fargo Bank NA | 6 | 12 |
| Planet Home Lending, LLC | 5 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 108 | 29.3% of 82 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 664 | 19.6% of 530 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 164 | 36.2% of 105 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 757 | 21.7% of 600 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 173 | 34.8% of 112 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 358 | 21.0% of 271 decided |
| Female | 209 | 23.5% of 162 decided |
| Joint | 291 | 22.8% of 233 decided |
| Sex Not Available | 99 | 34.3% of 67 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 671 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved