Mortgage lending in Columbia County, Georgia
Lenders in Columbia County, Georgia reported 7,726 mortgage applications for 2025, according to the CFPB.
7,726 mortgage applications and 4,588 loans originated in 2025; the denial rate was 18.4% of 5,963 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Augusta-Richmond County, GA-SC HUD Metro FMR Area.
- 7,726
- Applications
- 4,588
- Loans originated
- 18.4%
- Denial rate
- 1,096 denied of 5,963 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 7,726 | 4,588 |
| 2024 | 7,151 | 4,234 |
| 2023 | 6,653 | 3,940 |
| 2022 | 8,952 | 5,405 |
| 2021 | 15,497 | 10,081 |
| 2020 | 14,388 | 9,350 |
| 2019 | 9,320 | 5,967 |
| 2018 | 8,182 | 5,255 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 349 | 460 |
| United Wholesale Mortgage | 288 | 368 |
| Southstate Bank, National Association | 232 | 302 |
| Navy Federal Credit Union | 215 | 453 |
| Guild Mortgage Company | 204 | 275 |
| Mortgage Research Center | 199 | 402 |
| Queensborough National Bank and Trust | 148 | 181 |
| Pinnacle Bank | 145 | 184 |
| SRP Federal Credit Union | 128 | 196 |
| Freedom Mortgage Corporation | 123 | 262 |
| Movement Mortgage, LLC | 122 | 161 |
| First Heritage Mortgage, LLC | 104 | 119 |
| Pennymac Loan Services LLC | 98 | 195 |
| DHI Mortgage Company, LTD. | 93 | 135 |
| Regions Bank | 88 | 182 |
| Crosscountry Mortgage, LLC | 84 | 129 |
| Colony Bank | 83 | 96 |
| Ameris Bank | 81 | 106 |
| New American Funding, LLC. | 66 | 148 |
| Bank of America NA | 60 | 144 |
| Truist Bank | 52 | 116 |
| loanDepot.com LLC | 51 | 73 |
| First Ciitizens Bank and Trust | 51 | 76 |
| Nationstar Mortgage | 49 | 67 |
| Newrez LLC | 42 | 125 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 51 | no rate: base under 50 |
| Asian | 369 | 19.9% of 276 decided |
| Black or African American | 1,346 | 24.2% of 1,000 decided |
| Native Hawaiian or Other Pacific Islander | 28 | no rate: base under 50 |
| White | 4,171 | 16.2% of 3,310 decided |
| 2 or more minority races | 36 | no rate: base under 50 |
| Joint | 194 | 16.2% of 154 decided |
| Race Not Available | 1,531 | 18.6% of 1,146 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 452 | 20.9% of 340 decided |
| Not Hispanic or Latino | 5,703 | 18.1% of 4,465 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,416 | 18.9% of 1,037 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,074 | 19.1% of 2,333 decided |
| Female | 1,577 | 23.3% of 1,223 decided |
| Joint | 2,298 | 13.5% of 1,839 decided |
| Sex Not Available | 777 | 20.8% of 568 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 405 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved