Mortgage lending in Irwin County, Georgia
Lenders in Irwin County, Georgia reported 223 mortgage applications for 2025, according to the CFPB.
223 mortgage applications and 84 loans originated in 2025; the denial rate was 43.8% of 162 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Irwin County, GA.
- 223
- Applications
- 84
- Loans originated
- 43.8%
- Denial rate
- 71 denied of 162 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 223 | 84 |
| 2024 | 188 | 86 |
| 2023 | 158 | 57 |
| 2022 | 199 | 85 |
| 2021 | 284 | 133 |
| 2020 | 210 | 110 |
| 2019 | 180 | 77 |
| 2018 | 142 | 66 |
The largest lenders here
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | 35 | no rate: base under 50 |
| White | 152 | 38.5% of 109 decided |
| Joint | under 10 | |
| Race Not Available | 34 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 169 | 41.3% of 126 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 40 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 81 | 41.3% of 63 decided |
| Female | 65 | no rate: base under 50 |
| Joint | 60 | no rate: base under 50 |
| Sex Not Available | 17 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2318 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved