Mortgage lending in Emanuel County, Georgia
Lenders in Emanuel County, Georgia reported 469 mortgage applications for 2025, according to the CFPB.
469 mortgage applications and 186 loans originated in 2025; the denial rate was 39.7% of 340 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Emanuel County, GA.
- 469
- Applications
- 186
- Loans originated
- 39.7%
- Denial rate
- 135 denied of 340 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 469 | 186 |
| 2024 | 401 | 155 |
| 2023 | 382 | 143 |
| 2022 | 450 | 181 |
| 2021 | 582 | 268 |
| 2020 | 493 | 224 |
| 2019 | 375 | 151 |
| 2018 | 392 | 155 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 24 | 81 |
| Rocket Mortgage | 20 | 38 |
| Robins Financial Credit Union | 18 | 28 |
| United Wholesale Mortgage | 13 | 20 |
| Planet Home Lending, LLC | 6 | 8 |
| Guild Mortgage Company | 5 | 7 |
| Nationstar Mortgage | 5 | 5 |
| Southwest Stage Funding LLC | 4 | 7 |
| loanDepot.com LLC | 4 | 6 |
| Mortgage Research Center | 4 | 14 |
| Truist Bank | 4 | 6 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 40 |
| Premier Mortgage Resources, LLC | 3 | 4 |
| Movement Mortgage, LLC | 3 | 5 |
| New American Funding, LLC. | 3 | 9 |
| Fairway Independent Mort Corp | 3 | 5 |
| Figure Lending LLC | 2 | 2 |
| CSL Financial, LLC | 2 | 2 |
| Top Flite Financial, Inc. | 2 | 2 |
| Navy Federal Credit Union | 2 | 12 |
| Resource Financial Services, Inc. | 2 | 3 |
| The Federal Savings Bank | 2 | 2 |
| Newrez LLC | 2 | 5 |
| Equity Prime Mortgage LLC | 2 | 5 |
| Freedom Mortgage Corporation | 2 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 109 | 48.6% of 70 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 270 | 33.3% of 207 decided |
| Joint | under 10 | |
| Race Not Available | 75 | 52.7% of 55 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 13 | no rate: base under 50 |
| Not Hispanic or Latino | 363 | 37.1% of 259 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 81 | 54.0% of 63 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 177 | 38.8% of 121 decided |
| Female | 136 | 42.7% of 103 decided |
| Joint | 114 | 30.6% of 85 decided |
| Sex Not Available | 42 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2127 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved