Mortgage lending in Union County, Georgia
Lenders in Union County, Georgia reported 1,385 mortgage applications for 2025, according to the CFPB.
1,385 mortgage applications and 847 loans originated in 2025; the denial rate was 21.4% of 1,132 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Union County, GA.
- 1,385
- Applications
- 847
- Loans originated
- 21.4%
- Denial rate
- 242 denied of 1,132 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,385 | 847 |
| 2024 | 1,265 | 759 |
| 2023 | 1,182 | 664 |
| 2022 | 1,622 | 1,017 |
| 2021 | 2,489 | 1,602 |
| 2020 | 2,369 | 1,535 |
| 2019 | 1,676 | 1,031 |
| 2018 | 1,442 | 924 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Community Bank | 163 | 233 |
| Rocket Mortgage | 112 | 146 |
| United Wholesale Mortgage | 43 | 52 |
| Southstate Bank, National Association | 37 | 49 |
| Vanderbilt Mortgage and Finance, Inc | 31 | 55 |
| SWBC Mortgage Corporation | 22 | 33 |
| Pinnacle Bank | 18 | 37 |
| Southeast Mortgage of Georgia, Inc. | 17 | 21 |
| Bank Ozk | 17 | 23 |
| Pennymac Loan Services LLC | 16 | 24 |
| Truist Bank | 13 | 25 |
| loanDepot.com LLC | 11 | 20 |
| Union Home Mortgage Corp. | 11 | 15 |
| Navy Federal Credit Union | 10 | 16 |
| Mortgage Research Center | 10 | 24 |
| Newrez LLC | 9 | 18 |
| Freedom Mortgage Corporation | 9 | 17 |
| Planet Home Lending, LLC | 8 | 9 |
| Carrington Mortgage Services LLC | 7 | 12 |
| Prosperity Home Mortgage, LLC | 6 | 7 |
| Nationstar Mortgage | 6 | 11 |
| Homeowners Financial Group, LLC | 6 | 7 |
| First Community Mortgage, Inc. | 6 | 10 |
| River City Bank | 6 | 8 |
| Figure Lending LLC | 5 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 10 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 1,183 | 20.9% of 976 decided |
| Joint | under 10 | |
| Race Not Available | 174 | 24.3% of 136 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 31 | no rate: base under 50 |
| Not Hispanic or Latino | 1,145 | 20.8% of 946 decided |
| Joint | 23 | no rate: base under 50 |
| Ethnicity Not Available | 186 | 25.7% of 140 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 371 | 24.5% of 298 decided |
| Female | 295 | 25.9% of 236 decided |
| Joint | 607 | 16.7% of 514 decided |
| Sex Not Available | 112 | 26.2% of 84 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 675 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved