Mortgage lending in Iowa
Lenders in Iowa reported 110,919 mortgage applications for 2025, according to the CFPB.
110,919 mortgage applications and 75,933 loans originated in 2025. 14,267 of the 93,214 applications decided were denied, 15.3%. From 2025, the CFPB’s Snapshot release.
- 110,919
- Applications
- 75,933
- Loans originated
- 23.4 per 1,000 residents, over the Census Bureau's 2025 estimate.
- 15.3%
- Denial rate
- 14,267 denied of 93,214 applications decided.
The largest lenders in Iowa
2 more columns on a wider screen
| Rank | Lender | Originated |
|---|---|---|
| 1 | Greenstate Credit Union | 10,661 |
| 2 | Veridian Credit Union | 6,247 |
| 3 | Hills Bank and Trust Company | 2,874 |
| 4 | Rocket Mortgage | 2,551 |
| 5 | Dupaco Community Credit Union | 1,990 |
| 6 | Iowa Bankers Mortgage Corporation | 1,849 |
| 7 | Community Choice Credit Union | 1,760 |
| 8 | Northwest Bank | 1,743 |
| 9 | US Bank, N.A. | 1,593 |
| 10 | New American Funding, LLC. | 1,432 |
| 11 | United Wholesale Mortgage | 1,391 |
| 12 | Midwestone Bank | 1,090 |
| 13 | Mortgage Research Center | 957 |
| 14 | Community 1st Credit Union | 946 |
| 15 | Central Bank | 916 |
| 16 | Collins Community Credit Union | 778 |
| 17 | Bank Iowa | 735 |
| 18 | Empeople Credit Union | 720 |
| 19 | Fidelity Bank & Trust | 714 |
| 20 | DHI Mortgage Company, LTD. | 671 |
| 21 | Guaranteed Rate, Inc. | 654 |
| 22 | Luana Savings Bank | 634 |
| 23 | Pennymac Loan Services LLC | 631 |
| 24 | Bankers Trust Company | 576 |
| 25 | Premier Credit Union | 562 |
Counties in Iowa
1 more column on a wider screen
Iowa elsewhere on the Factbook
- Reported crime Crime and justice
Offenses reported to police by type, the trend, and the reporting coverage.
- Most dangerous cities in Iowa Crime and justice
What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.
- Prison population Crime and justice
People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.
- Arrests by race, sex and age Crime and justice
Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.
- Hate crime Crime and justice
Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.
- Federal obligations Federal spending
What federal agencies obligated against a place of performance in the state, per resident and by agency.
- Registered nonprofits Nonprofits
How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.
- Payments to doctors Health
What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.
- Farm program payments Farm subsidies
What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.
- Paycheck Protection Program loans PPP loans
The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.
- Population, age, income and origin Demographics
The Census Bureau's population estimates year by year, with births, deaths and migration, and age, income, poverty, housing and origin from the American Community Survey, each with its margin of error.
- Public schools Schools
Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.
- Banks and credit unions Banks and credit unions
The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.
- Housing Housing
The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.
- Cost of living Cost of living
BEA’s price level for the state against the nation, for goods, rents, utilities and other services, and its metro areas beside it.
- College athletics Sports
Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.
- Federal civilian workforce Federal salaries
Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.
- State payroll State payrolls
The state government's own payroll: what it paid each year, by agency, from the state's file.
- The Iowa Factbook entry Across the Factbook
Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.
The immigration hub has no page for this state: EOIR runs no immigration court here, and CBP publishes by sector and field office, which are its own areas of responsibility rather than a geography. Immigration and the border.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved