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Mortgage lending in Iowa

Lenders in Iowa reported 110,919 mortgage applications for 2025, according to the CFPB.

110,919 mortgage applications and 75,933 loans originated in 2025. 14,267 of the 93,214 applications decided were denied, 15.3%. From 2025, the CFPB’s Snapshot release.

110,919
Applications
75,933
Loans originated
23.4 per 1,000 residents, over the Census Bureau's 2025 estimate.
15.3%
Denial rate
14,267 denied of 93,214 applications decided.

The largest lenders in Iowa

2 more columns on a wider screen

Lenders in Iowa by loans originated, 2025
RankLenderOriginated
1Greenstate Credit Union10,661
2Veridian Credit Union6,247
3Hills Bank and Trust Company2,874
4Rocket Mortgage2,551
5Dupaco Community Credit Union1,990
6Iowa Bankers Mortgage Corporation1,849
7Community Choice Credit Union1,760
8Northwest Bank1,743
9US Bank, N.A.1,593
10New American Funding, LLC.1,432
11United Wholesale Mortgage1,391
12Midwestone Bank1,090
13Mortgage Research Center957
14Community 1st Credit Union946
15Central Bank916
16Collins Community Credit Union778
17Bank Iowa735
18Empeople Credit Union720
19Fidelity Bank & Trust714
20DHI Mortgage Company, LTD.671
21Guaranteed Rate, Inc.654
22Luana Savings Bank634
23Pennymac Loan Services LLC631
24Bankers Trust Company576
25Premier Credit Union562

Counties in Iowa

1 more column on a wider screen

Counties in Iowa by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Polk County13,877$185,000
Linn County6,849$145,000
Scott County4,496$155,000
Johnson County4,374$195,000
Dallas County3,946$255,000
Black Hawk County3,796$105,000
Dubuque County2,695$145,000
Pottawattamie County2,568$155,000
Woodbury County2,082$155,000
Warren County1,964$215,000
Story County1,681$195,000
Jasper County1,037$145,000
Clinton County811$125,000
Muscatine County802$125,000
Bremer County794$115,000
Benton County784$125,000
Boone County722$155,000
Washington County699$115,000
Marion County676$175,000
Marshall County675$115,000
Webster County627$105,000
Sioux County600$210,000
Wapello County593$95,000
Dickinson County578$245,000
Buchanan County549$105,000
Madison County540$180,000
Cedar County527$135,000
Poweshiek County525$125,000
Cerro Gordo County519$155,000
Des Moines County508$105,000
Mills County501$165,000
Iowa County472$110,000
Mahaska County455$125,000
Delaware County441$135,000
Jones County419$125,000
Plymouth County414$165,000
Fayette County387$95,000
Grundy County369$115,000
Harrison County347$155,000
Butler County334$95,000
Clayton County331$115,000
Buena Vista County317$125,000
Guthrie County317$155,000
Lee County313$95,000
Tama County311$105,000
Carroll County304$115,000
Hardin County301$105,000
Jackson County295$125,000
Page County279$105,000
Shelby County279$115,000
Jefferson County277$125,000
Clay County275$115,000
Cass County265$105,000
Henry County263$125,000
Chickasaw County258$115,000
Crawford County251$95,000
Clarke County246$115,000
Hamilton County230$125,000
Lyon County227$155,000
Union County220$105,000
Montgomery County214$105,000
Lucas County213$115,000
Kossuth County206$115,000
O'Brien County193$145,000
Humboldt County190$125,000
Appanoose County188$110,000
Allamakee County187$155,000
Cherokee County177$125,000
Winneshiek County177$145,000
Wright County163$115,000
Greene County162$105,000
Keokuk County161$95,000
Monona County157$135,000
Fremont County149$145,000
Hancock County143$145,000
Winnebago County142$135,000
Calhoun County141$115,000
Sac County135$115,000
Decatur County131$95,000
Louisa County130$125,000
Emmet County129$115,000
Floyd County127$95,000
Ida County121$95,000
Monroe County117$105,000
Howard County111$125,000
Wayne County108$105,000
Palo Alto County107$95,000
Pocahontas County105$115,000
Davis County102$135,000
Adair County101$115,000
Ringgold County100$120,000
Audubon County99$105,000
Mitchell County93$145,000
Worth County89$125,000
Franklin County76$110,000
Osceola County70$125,000
Taylor County68$110,000
Adams County57$125,000
Van Buren County48under 50 loans

Iowa elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Iowa Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Population, age, income and origin Demographics

    The Census Bureau's population estimates year by year, with births, deaths and migration, and age, income, poverty, housing and origin from the American Community Survey, each with its margin of error.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Housing Housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • Cost of living Cost of living

    BEA’s price level for the state against the nation, for goods, rents, utilities and other services, and its metro areas beside it.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • State payroll State payrolls

    The state government's own payroll: what it paid each year, by agency, from the state's file.

  • The Iowa Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration hub has no page for this state: EOIR runs no immigration court here, and CBP publishes by sector and field office, which are its own areas of responsibility rather than a geography. Immigration and the border.

More about Iowa →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved