Mortgage lending in Madison County, Iowa
Lenders in Madison County, Iowa reported 822 mortgage applications for 2025, according to the CFPB.
822 mortgage applications and 540 loans originated in 2025; the denial rate was 16.9% of 676 applications decided. The median loan was about $180,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Des Moines-West Des Moines, IA HUD Metro FMR Area.
- 822
- Applications
- 540
- Loans originated
- 16.9%
- Denial rate
- 114 denied of 676 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 822 | 540 |
| 2024 | 691 | 454 |
| 2023 | 618 | 416 |
| 2022 | 794 | 505 |
| 2021 | 1,253 | 900 |
| 2020 | 1,308 | 912 |
| 2019 | 915 | 668 |
| 2018 | 913 | 639 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Greenstate Credit Union | 56 | 81 |
| Farmers & Merchants State Bank | 41 | 45 |
| Veridian Credit Union | 33 | 48 |
| Community Choice Credit Union | 31 | 49 |
| Union State Bank | 25 | 33 |
| American State Bank | 24 | 25 |
| Barrington Bank & Trust Company, N.A. | 21 | 25 |
| Rocket Mortgage | 20 | 31 |
| New American Funding, LLC. | 18 | 26 |
| Premier Credit Union | 12 | 12 |
| United Wholesale Mortgage | 12 | 16 |
| Earlham Savings Bank | 11 | 15 |
| Central Bank | 10 | 11 |
| Northwest Bank | 10 | 16 |
| Homeservices Lending LLC | 9 | 10 |
| Luana Savings Bank | 9 | 9 |
| Mortgage Research Center | 8 | 16 |
| Iowa Bankers Mortgage Corporation | 8 | 13 |
| US Bank, N.A. | 8 | 15 |
| Greater Iowa Credit Union | 6 | 11 |
| CMG Mortgage Inc | 6 | 7 |
| Stockton Mortgage Corporation | 6 | 14 |
| Collins Community Credit Union | 5 | 6 |
| Fidelity Bank | 5 | 5 |
| Marine Credit Union | 5 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 700 | 15.6% of 585 decided |
| Joint | under 10 | |
| Race Not Available | 105 | 26.8% of 82 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 681 | 15.2% of 560 decided |
| Joint | withheld | |
| Ethnicity Not Available | 120 | 25.8% of 97 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 229 | 22.0% of 191 decided |
| Female | 130 | 13.2% of 106 decided |
| Joint | 380 | 13.0% of 316 decided |
| Sex Not Available | 83 | 27.0% of 63 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1356 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved