Mortgage lending in Cerro Gordo County, Iowa
Lenders in Cerro Gordo County, Iowa reported 806 mortgage applications for 2025, according to the CFPB.
806 mortgage applications and 519 loans originated in 2025; the denial rate was 17.7% of 673 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cerro Gordo County, IA.
- 806
- Applications
- 519
- Loans originated
- 17.7%
- Denial rate
- 119 denied of 673 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 806 | 519 |
| 2024 | 601 | 400 |
| 2023 | 601 | 421 |
| 2022 | 806 | 549 |
| 2021 | 1,357 | 978 |
| 2020 | 1,261 | 883 |
| 2019 | 848 | 603 |
| 2018 | 818 | 548 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 43 | 64 |
| Manufacturers Bank & Trust Co | 37 | 46 |
| US Bank, N.A. | 37 | 53 |
| Wells Fargo Bank NA | 33 | 48 |
| Plains Commerce Bank | 32 | 42 |
| Bank Iowa | 23 | 25 |
| Veridian Credit Union | 22 | 31 |
| Cardinal Financial Company, Li | 21 | 22 |
| Greenstate Credit Union | 21 | 28 |
| Mortgage Research Center | 16 | 33 |
| Iowa Bankers Mortgage Corporation | 14 | 18 |
| Reliance State Bank | 12 | 13 |
| Servion | 10 | 15 |
| Figure Lending LLC | 8 | 17 |
| Pennymac Loan Services LLC | 8 | 12 |
| loanDepot.com LLC | 7 | 11 |
| United Wholesale Mortgage | 7 | 16 |
| Northwest Bank | 7 | 8 |
| New American Funding, LLC. | 6 | 13 |
| Luana Savings Bank | 5 | 5 |
| GNB Bank | 4 | 6 |
| Flanagan State Bank | 4 | 7 |
| Coastal Community Bank | 4 | 13 |
| Guild Mortgage Company | 4 | 4 |
| Fidelity Bank & Trust | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 12 | no rate: base under 50 |
| Black or African American | 15 | no rate: base under 50 |
| White | 641 | 16.3% of 553 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 128 | 22.9% of 96 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 638 | 16.2% of 542 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 131 | 24.0% of 100 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 294 | 17.3% of 249 decided |
| Female | 170 | 22.4% of 143 decided |
| Joint | 251 | 14.2% of 211 decided |
| Sex Not Available | 91 | 20.0% of 70 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1739 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved