Mortgage lending in Union County, Iowa

Lenders in Union County, Iowa reported 368 mortgage applications for 2025, according to the CFPB.

368 mortgage applications and 220 loans originated in 2025; the denial rate was 23.7% of 300 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Union County, IA.

368
Applications: 220
Loans originated: 23.7%
Denial rate: 71 denied of 300 applications decided.

Every year

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Mortgage applications and loans originated in Union County, Iowa, by year
Year	Applications	Originated	Denied
2025	368	220	71
2024	255	154	50
2023	245	135	54
2022	294	171	59
2021	443	262	122
2020	379	213	109
2019	279	159	84
2018	241	134	84

The largest lenders here

Lenders in Union County, Iowa by loans originated, 2025
Lender	Originated	Applications
Northwest Bank	47	65
Community 1st Credit Union	20	26
Iowa Bankers Mortgage Corporation	12	27
Cardinal Financial Company, Li	10	12
Greenstate Credit Union	9	12
Rocket Mortgage	8	12
Veridian Credit Union	7	12
New American Funding, LLC.	5	8
Homeservices Lending LLC	5	7
United Wholesale Mortgage	5	8
First Interstate Bank	5	5
Guaranteed Rate, Inc.	5	12
Mortgage Research Center	4	8
Lincoln Federal SVGS BK of NE	4	5
Community Choice Credit Union	3	13
Figure Lending LLC	3	7
Nationstar Mortgage	3	3
Gershman Investment Corp.	3	6
Mutual of Omaha Mortgage	3	6
West Gate Bank	3	3
Barrington Bank & Trust Company, N.A.	3	5
American State Bank	2	3
FNB Bank	2	2
Coastal Community Bank	2	4
City State Bank	2	3

Applications by race, ethnicity and sex, 2025

By race, Union County, Iowa: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
Black or African American	under 10
White	314	23.7% of 262 decided
Joint	under 10
Race Not Available	43	no rate: base under 50

By ethnicity, Union County, Iowa: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	307	22.9% of 258 decided
Joint	under 10
Ethnicity Not Available	49	no rate: base under 50

By sex, Union County, Iowa: applications and denial rate
Category	Applications	Denial rate
Male	114	32.3% of 93 decided
Female	87	20.8% of 77 decided
Joint	132	18.1% of 105 decided
Sex Not Available	35	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2682 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026