Mortgage lending in Lucas County, Iowa

Lenders in Lucas County, Iowa reported 356 mortgage applications for 2025, according to the CFPB.

356 mortgage applications and 213 loans originated in 2025; the denial rate was 23.6% of 292 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Lucas County, IA.

356
Applications: 213
Loans originated: 23.6%
Denial rate: 69 denied of 292 applications decided.

Every year

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Mortgage applications and loans originated in Lucas County, Iowa, by year
Year	Applications	Originated	Denied
2025	356	213	69
2024	330	197	70
2023	294	182	54
2022	372	232	77
2021	454	275	99
2020	449	275	83
2019	365	216	81
2018	318	178	73

The largest lenders here

Lenders in Lucas County, Iowa by loans originated, 2025
Lender	Originated	Applications
Community 1st Credit Union	51	71
Midwest Heritage Bank FSB	23	41
Rocket Mortgage	10	17
Iowa Bankers Mortgage Corporation	10	13
Peoples Savings Bank	9	14
First Interstate Bank	8	12
Greenstate Credit Union	8	13
American State Bank	6	7
Mortgage Research Center	6	11
Veridian Credit Union	5	6
Community Choice Credit Union	4	8
Movement Mortgage, LLC	4	4
United Wholesale Mortgage	4	6
Luana Savings Bank	4	4
West Gate Bank	4	6
Marine Credit Union	3	6
New American Funding, LLC.	3	8
Newrez LLC	3	5
CMG Mortgage Inc	3	3
Premier Credit Union	2	3
Farm Credit Mid-America, Aca	2	4
MLD Mortgage, Inc.dba the Money Store	2	2
Envoy Mortgage, LTD	2	2
Plaza Home Mortgage, Inc	2	3
Frontier Financial, Inc. DBA Frontier Mortgage	2	2

Applications by race, ethnicity and sex, 2025

By race, Lucas County, Iowa: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Black or African American	under 10
White	316	23.5% of 264 decided
Joint	under 10
Race Not Available	34	no rate: base under 50

By ethnicity, Lucas County, Iowa: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	withheld
Not Hispanic or Latino	304	22.8% of 255 decided
Joint	under 10
Ethnicity Not Available	34	no rate: base under 50

By sex, Lucas County, Iowa: applications and denial rate
Category	Applications	Denial rate
Male	142	23.9% of 113 decided
Female	67	30.5% of 59 decided
Joint	127	19.1% of 105 decided
Sex Not Available	20	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2553 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026