Mortgage lending in Fremont County, Iowa
Lenders in Fremont County, Iowa reported 236 mortgage applications for 2025, according to the CFPB.
236 mortgage applications and 149 loans originated in 2025; the denial rate was 16.8% of 185 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fremont County, IA.
- 236
- Applications
- 149
- Loans originated
- 16.8%
- Denial rate
- 31 denied of 185 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 236 | 149 |
| 2024 | 224 | 147 |
| 2023 | 177 | 119 |
| 2022 | 230 | 151 |
| 2021 | 334 | 191 |
| 2020 | 269 | 175 |
| 2019 | 234 | 133 |
| 2018 | 210 | 121 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 12 | 16 |
| Arbor Bank | 11 | 15 |
| Glenwood State Bank | 10 | 12 |
| Ark-LA-Tex Financial Services LLC | 9 | 12 |
| Bank Iowa | 9 | 12 |
| CMG Mortgage Inc | 7 | 10 |
| US Bank, N.A. | 5 | 5 |
| Pennymac Loan Services LLC | 5 | 8 |
| Farm Credit Mid-America, Aca | 4 | 5 |
| Mortgage Research Center | 4 | 7 |
| United Wholesale Mortgage | 4 | 6 |
| First Interstate Bank | 4 | 8 |
| Guaranteed Rate, Inc. | 4 | 5 |
| Community 1st Credit Union | 4 | 4 |
| American National Bank | 4 | 4 |
| Veridian Credit Union | 3 | 5 |
| Centris Federal Credit Union | 3 | 9 |
| Malvern Bank | 3 | 4 |
| Empeople Credit Union | 2 | 3 |
| Flanagan State Bank | 2 | 2 |
| Figure Lending LLC | 2 | 3 |
| Houghton State Bank | 2 | 2 |
| Assemblies of God Credit Union | 2 | 3 |
| loanDepot.com LLC | 2 | 4 |
| Mutual First Federal Credit Union | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| White | 203 | 15.1% of 159 decided |
| Joint | under 10 | |
| Race Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 192 | 14.4% of 153 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 37 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 73 | 22.6% of 53 decided |
| Female | 47 | no rate: base under 50 |
| Joint | 93 | 13.7% of 73 decided |
| Sex Not Available | 23 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1960 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved