Mortgage lending in Warren County, Iowa
Lenders in Warren County, Iowa reported 2,782 mortgage applications for 2025, according to the CFPB.
2,782 mortgage applications and 1,964 loans originated in 2025; the denial rate was 13.3% of 2,341 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Des Moines-West Des Moines, IA HUD Metro FMR Area.
- 2,782
- Applications
- 1,964
- Loans originated
- 13.3%
- Denial rate
- 311 denied of 2,341 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,782 | 1,964 |
| 2024 | 2,364 | 1,689 |
| 2023 | 2,165 | 1,529 |
| 2022 | 2,926 | 2,107 |
| 2021 | 4,463 | 3,275 |
| 2020 | 4,681 | 3,499 |
| 2019 | 3,012 | 2,212 |
| 2018 | 2,483 | 1,774 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Greenstate Credit Union | 214 | 283 |
| Community Choice Credit Union | 159 | 210 |
| Veridian Credit Union | 147 | 194 |
| Rocket Mortgage | 85 | 116 |
| DHI Mortgage Company, LTD. | 78 | 106 |
| Iowa Bankers Mortgage Corporation | 63 | 82 |
| Premier Credit Union | 45 | 45 |
| TruBank | 44 | 48 |
| Greater Iowa Credit Union | 43 | 68 |
| United Wholesale Mortgage | 41 | 56 |
| Peoples Savings Bank | 41 | 47 |
| New American Funding, LLC. | 40 | 65 |
| Community 1st Credit Union | 40 | 65 |
| Luana Savings Bank | 39 | 42 |
| Homeservices Lending LLC | 35 | 42 |
| Gershman Investment Corp. | 34 | 42 |
| Mortgage Research Center | 33 | 55 |
| Northwest Bank | 33 | 38 |
| Fidelity Bank | 32 | 39 |
| Central Bank | 29 | 33 |
| Bankers Trust Company | 27 | 35 |
| Pennymac Loan Services LLC | 26 | 42 |
| US Bank, N.A. | 25 | 36 |
| City State Bank | 22 | 30 |
| Guaranteed Rate, Inc. | 22 | 31 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 48 | no rate: base under 50 |
| Black or African American | 19 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,344 | 12.3% of 1,980 decided |
| Joint | 30 | no rate: base under 50 |
| Race Not Available | 324 | 19.2% of 266 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 73 | 24.2% of 62 decided |
| Not Hispanic or Latino | 2,285 | 12.2% of 1,938 decided |
| Joint | withheld | |
| Ethnicity Not Available | 373 | 18.2% of 302 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 834 | 13.8% of 675 decided |
| Female | 459 | 17.1% of 381 decided |
| Joint | 1,245 | 11.0% of 1,088 decided |
| Sex Not Available | 244 | 16.8% of 197 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 882 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved